There are some basic facts about when and how Social Security checks are due and delivered that confuse many people. To help you understand, here are three rules about getting Social Security checks that everyone needs to know. No. 1: Social Security benefits are paid one month behind. In other words, the benefit payment for…
The Good Old Days of Social Security
I’ve been writing a book for years now. It’s not going to be a bestseller, and it only has to do with Social Security in a peripheral way. It’s a history of my life, my wife’s life, and our lives together (about 47 years so far). I’m writing this collection of stories for my children…
Social Security Disability: The Program Everyone Loves to Hate
I was heading into a local grocery store the other day, and I noticed a few people gathered around a car parked in one of the spots reserved for people with disabilities. I heard someone yelling. As I got closer to the car, I saw an old guy ranting and raving at the driver of…
House Democrats Raise Alarm on Slow Stimulus Checks to Social Security Recipients and Others
While around 90 million Americans have already received their third-round stimulus checks, reports of delays for millions of others have prompted Democrat lawmakers to press the heads of the Internal Revenue Service (IRS) and Social Security Administration (SSA) to explain the holdup—and get the funds out faster. “The people need their money now,” the House…
I Don’t Get the Allure of Retroactive Benefits
I just don’t get people’s fascination with the idea of getting retroactive retirement benefits from Social Security. I can understand that, on the surface, the idea of getting a big retroactive check from the government might sound like a financial windfall. But when you think it through, or at least when I think it through,…
You Are Not Getting SSI. You Are Getting Social Security!
Every single day, I get emails from readers that say things like this: “My wife and I are getting SSI. And we would like to ask you some questions.” Or this: “My SSI check is $2,140 per month. My wife’s SSI check is $1,800. Can she get any of my SSI?” You know the uncomfortable…
Social Security—It’s Not Rocket Science
I am constantly hearing from readers who comment on the perceived complexities of Social Security laws. They liken the program to something just shy of rocket science or brain surgery. And they marvel that I can keep up with “all the changing and complex rules and regulations.” Well, I am no rocket scientist. Nor am…
Don’t Lose Sleep Over Future Cuts to Social Security
Readers are always telling me they are worried about the future of Social Security. And they say they are inclined to file for Social Security benefits before they originally planned to because they are convinced benefits will be dramatically cut as part of any upcoming Social Security reform. They plan to do this because they…
Retirement Benefit Calculation—the Advanced Course
There are two kinds of people in the world. Those who just want to know the time and those who want to take the clock apart to see how it works. I’m sure most of us fall into the first category. I sure do. But of course, there are always those who need to disassemble…
Decline in Social Security Staff Equals Decline in Social Security Service
Imagine that you owned a successful business that was gaining 10,000 new customers every single day. And all the market projections said that trend would continue for many more years. Would you be hiring new staff and opening new outlets to keep up with the demand? Or would you be cutting back on employees, reducing…
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