Creating an estate plan for your heirs is necessary for your assets to escape probate. It enables you to put your assets into the hands of those you want to receive them. Failing to update your estate plan could cause significant damage and may thwart your desire to give your assets to your chosen beneficiaries….
Surging Credit Card Spending Raises Concerns About Australia’s Economy
March 24, 2023
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Rising living cost pressures have forced many Australian households to dig deep into their credit cards in the past year, sparking concerns about defaults and other negative economic impacts. According to recent data from the Reserve Bank of Australia (RBA), the total value of credit card transactions reached around $33.5 billion (US$22.38 billion) in January…
Closing Prices for Crude Oil, Gold and Other Commodities (Mar. 23)
March 23, 2023
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Benchmark U.S. crude oil for May delivery fell 94 cents to $69.96 a barrel Thursday. Brent crude for May delivery fell 78 cents to $75.91 a barrel. Wholesale gasoline for April delivery rose 2 cents to $2.61 a gallon. April heating oil fell 6 cents to $2.68 a gallon. April natural gas fell 2 cents…
How to Save Money on Auto Insurance
By David Rodeck From Kiplinger’s Personal Finance Shopping for new auto insurance? Here are ways to save money. Start by asking about discounts. Bundling multiple policies with one insurer can lead to savings on all your premiums. Discounts for setting up electronic payments, paying your entire premium in full, and going several years without a…
Shoppers Buying Groceries at Dollar Stores as Food Inflation Persists
New data show that more consumers have been turning to dollar stores for groceries, with supermarket prices still up more than 10 percent this year. Coresight Research found in a January 2023 report that 20 percent of U.S. shoppers visit dollar stores for their grocery items. “If [Dollar Tree and Dollar General] continue to improve…
Will ChatGPT Impact Finance?
March 23, 2023
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Artificial intelligence (AI) isn’t new, but it is evolving. The latest ChatGPT, or Chat-generated pre-trained transformer, is the newest AI to hit the headlines. Its developers claim it has numerous applications in everyday life. One such application is finance. Specifically, it could possibly be used for portfolio-allocation suggestions. But what are the strengths and limitations…
IRS Warns of New Scam Offering to ‘Help’ People Set Up Online Accounts but Stealing Data Instead
The Internal Revenue Service (IRS) has issued a warning for taxpayers to be vigilant of scammers who attempt to sell or offer assistance in setting up an Online Account on IRS.gov, putting their tax and financial information at risk of identity theft. “Scammers are coming up with new ways all the time to try to…
IRS Warns of New Scam Offering to ‘Help’ People Set Up Online Accounts
The Internal Revenue Service (IRS) has issued a warning for taxpayers to be vigilant of scammers who attempt to sell or offer assistance in setting up an Online Account on IRS.gov, putting their tax and financial information at risk of identity theft. “Scammers are coming up with new ways all the time to try to…
Closing Prices for Crude Oil, Gold and Other Commodities （Mar. 22）
March 22, 2023
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Benchmark U.S. crude oil for May delivery rose $1.23 to $70.90 a barrel Wednesday. Brent crude for May delivery rose $1.37 to $76.69 a barrel. Wholesale gasoline for April delivery rose 5 cents to $2.59 a gallon. April heating oil rose 5 cents to $2.74 a gallon. April natural gas fell 18 cents to $2.17…
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Should You Be Bullish on Gold?
During current market volatility, what is a good place to park your money? An investor tells us that gold futures have a lot of upside potential. Brien Lundin, editor of Gold Newsletter and CEO of the New Orleans Investment Conference, says that gold both preserves value and can earn a profit. His outlook is positive for…