I’ve commented before how surprised I am that a high percentage of emails I get come from the relatively small group of people in this country who don’t even pay into Social Security. Most of those questions come from retired or soon-to-be retired educators in those states where teachers have a separate retirement system other…
Closing Prices for Crude Oil, Gold and Other Commodities (Apr. 4)
April 4, 2023
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Benchmark U.S. crude oil for May delivery rose 29 cents to $80.71 a barrel Tuesday. Brent crude for June delivery rose 1 cent to $84.94 a barrel. Wholesale gasoline for May delivery fell 2 cents to $2.74 a gallon. May heating oil rose 1 cent to $2.67 a gallon. May natural gas rose 1 cent…
How to Protect Business Accounts From Bank Failure
April 4, 2023
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The Federal Deposit Insurance Corporation (FDIC) has a track record of paying every depositor their money up to the insured amount when their banks have failed. Each insured bank pays a fee for the coverage, which goes into an account to cover insurance costs. Generally, FDIC insures accounts for up to $250,000. Personal and business…
How to Have More Money
You need more money, and you need it now. What are your choices? You have two: You can increase your income, or you can reduce your spending. There are several ways you can increase your income: Increase Income Get a bigger paycheck. Ask for a raise; land a new job that pays a lot more;…
Rental Market Bust Just Around the Corner, Experts Warn
April 4, 2023
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Business & Marketseconomic policieseconomyinflationInvestmentMarketspersonal financereal estatereal estate bubblerecessionrental costsUSUS NewsUS Real Estate
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The collapse of the U.S. rental market is just around the corner, some real estate experts warn. Rental prices finally dropped to pre-pandemic levels last month after millions of Americans struggled to keep up with skyrocketing housing costs since the start of the pandemic. In a series of recent tweets, Nick Gerli, the CEO & Founder of…
Home Prices Suddenly Jump After 7 Months Of Declines
April 3, 2023
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Business & Marketseconomic policieseconomyhousing marketinflationInvestmentMarketspersonal financereal estateU.S. home pricesUS Real Estate
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U.S. home prices have suddenly jumped after seven months of declines, according to a recent report. Home prices rose 0.16 percent nationally in February compared to January, when adjusted for seasonality, according to Black Knight’s latest Mortgage Monitor Report from April 3. This was the first monthly increase after seven months of declining housing costs. A…
Closing Prices for Crude Oil, Gold and Other Commodities (Apr. 3)
April 3, 2023
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Benchmark U.S. crude oilBrightBusiness & MarketsgoldGold and CommoditiesinvestingMarketspersonal finance
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Benchmark U.S. crude oil for May delivery rose $4.75 to $80.42 a barrel Monday. Brent crude for June delivery rose $5.04 to $84.93 a barrel. Wholesale gasoline for May delivery rose 8 cents to $2.76 a gallon. May heating oil rose 4 cents to $2.66 a gallon. May natural gas fell 12 cents to $2.10…
What Is Purpose-Driven Advertising? Does It Work？
Purpose-driven adverting focuses on promoting a brand’s social or environmental values or purpose rather than solely promoting its products or services. Purpose marketing aims to align a brand with a cause or value that resonates with consumers, build brand loyalty, and increase sales. Purpose marketing permeates television and digital advertising. But is it effective? Does…
Should You Be Worried About Your Money in the Bank?
On the off chance you haven’t been paying attention to world news, several banks in the U.S. collapsed (gone broke, busted, washed up, taken down, bankrupt) in recent days. Now, others here and abroad appear to be threatening to follow suit. In A Nutshell What this means is that these failed banks accepted customers’ deposits,…
Cyber Security a Growing Issue for Small Business
By Jason Fell As more business owners utilize technology such as cloud computing and mobile devices and apps, the risk of hackers accessing money and sensitive business data becomes more real. The House Committee on Small Business addressed this issue today during a special hearing called, “Protecting Small Businesses Against Emerging and Complex Cyber-Attacks.” “Small…
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