In last week’s column, I presented a brief overview of the Social Security rules that apply to women. Today’s column has some common questions that I get from women that will help clarify those rules. Q: Every woman I know is getting half of her husband’s Social Security. But I’m getting nowhere near that. Why…
There Are Better Options
Dear Dave, I’m coming up on a transition phase in my life. I’ll be leaving the military soon, and I’ve been evaluating my living situation once I am out. My parents said I could live with them for a while, but I am not sure that would work out well. I have done some research…
A Woman’s Guide to Social Security
I’m going to start this column by shamelessly promoting my little Social Security guidebook called “Social Security—Simple and Smart.” You can get it for less than $10 at Amazon.com and other booksellers. I am always referring readers who send me emails to that book because it will help them a whole lot more than a…
ECB Can’t Yield Digital Money Space to Private Sector: Panetta
FRANKFURT—The European Central Bank needs to issue a digital euro as yielding the space entirely to private sector initiatives like stablecoins could endanger financial stability and weaken the role of the central bank, ECB executive board member Fabio Panetta said. The ECB has been working on designing a digital currency, a direct claim on the…
Parents: Stop Taking out Parent Loans for Your Kids’ College
As a parent, you are responsible for taking care of your child, but you are also responsible for taking care of yourself. Taking out loans so that your child can enroll in the college of her dreams may sink your dreams of ever retiring. Contrary to the advice you will get from many financial aid…
How to Host Thanksgiving Dinner on a Budget
Sharing a meal with beloved family and friends gathered around the table and giving thanks for all we have is the heart of the Thanksgiving holiday. This year, however, nationwide financial struggles, food shortages, and worries over ever-increasing food prices may raise concerns. Well, take comfort, because with some planning and creativity, you can still…
Why We Need to Start Planning for Christmas Now
Brisk mornings, fall colors, pumpkin pie, and apple cider. Autumn is just the best time of year, right? While we’re thinking toward Halloween and Thanksgiving, consider this a strong nudge to put Christmas high on the list. Start planning now and you’ll benefit in so many ways come December. Before I find myself dealing with…
Being Happy With Less
Every single day, I get emails from readers who seem to be absolutely obsessed with the idea of “maximizing” their Social Security benefits. And frequently, those emails are dripping with anxiety and sometimes almost torment. It’s like these folks are just worrying themselves sick that they might be missing out on a few bucks in…
Hope Is a Good Thing
Dear Dave, What is the main difference between people who follow your plan, stick with it, and succeed, and those who fall off along the way? Damon Dear Damon, I’ve walked with thousands of families through financial problems. Some of them were speed bumps that just needed to be smoothed out, while others seemed like…
How to Get $1,000 Into Your Emergency Fund Painlessly
The most important thing you can do to make your personal economy strong is to have an umbrella—an emergency fund with enough money in it to pay all your bills for six months. And it needs to be safe and secure in a bank account. You read that right—half a year’s income! Wait. You can’t…
US News
RSS Error: A feed could not be found at `https://www.theepochtimes.com/c-us/feed`; the status code is `200` and content-type is `text/html; charset=utf-8`