Tag: money

Is Retail Therapy Causing You to Overspend for the Holidays?

It’s the most wonderful time of the year—for buying gifts. And while you’re at it, you might as well buy something for yourself, right? We’ve all been there. Remember in Friends when Monica bought those super expensive leather boots on impulse? She ended up regretting it because they really hurt her feet. Womp, womp! Listen,…


Even More Questions From Women

I’ve speculated before that most of the readers of my column are women. And that conjecture is based on the fact that I seem to get many more emails from them than I get from men. That’s why, for example, in the past month, I’ve written two columns targeted to my female readers. But I…


When Grandma Needs Help Managing Her Social Security Benefits

This is going to be a column about people who need help managing their Social Security affairs. People frequently send me emails about this topic. A typical email might go something like this: “My 90-year-old grandmother has a hard time getting around and managing all of her affairs. I had myself granted power of attorney…


Friend Wants to Be a Tenant

Dear Dave, I own a duplex that has an opening for a tenant, and an old college buddy wants to rent the apartment. He has always been a good friend, but I’m a little worried about the possible effects on our friendship if business is brought into the picture. Do you have any advice? —Justin…


Money Markets Scale Back ECB Rate Hike Bets on Coronavirus Variant Worries

LONDON—Euro zone money markets on Friday scaled back bets on a rate hike from the European Central Bank next year as news of a new coronavirus variant spreading across South Africa cast a shadow over the short-term economic outlook. Money market futures were pricing in roughly a 50 percent chance of 10 basis point rate…


Where to Go for Social Security Help

My wife has a little plaque hanging on the wall of her art studio. She’s a fiber artist who makes quilted landscapes and something called “temari,” which are decorative Japanese thread balls. She sells her wares in a local art gallery. If you want to see her work, just go to FiberArtsByBecky.com. Anyway, that plaque,…


A Mostly Complete Guide to Tipping During the Holiday Season

It is a social custom in this country to give cash gifts, known as tips or gratuities, during the holiday season. How this custom came to be I have no idea. And while we see editorial suggestions in newspapers and magazines during the holidays, thankfully there are no rules, no tipping police. What makes one…


How to Help Detect Real Estate Fraud

Dear Monty: I rented out my house to a couple I thought were married. A year later, they decided to buy a home. The woman contacted me by phone with the news that they were not married, and the loan she applied for stated she had to be living alone. She then said they were…


Work Together, and Be Intentional

Dear Dave, My husband is a union member and works at a paint factory near our home. His union’s current contract will expire in nine months. We have about $27,000 of debt left to pay off, and he makes a little over $80,000 a year. I’m nervous because his slow season is coming up between…


Address the Deeper Issues

Dear Dave, My boyfriend is not very good with money, and he is in a bad situation right now. He has a huge car payment every month, plus about $30,000 in credit card debt. He also lives in a very expensive apartment. He recently quit a really good job because he doesn’t like his boss…