Dear Dave, My husband and I are getting a divorce, and everything will be final in less than a month. I haven’t worked outside the home in a few years, but according to the terms of the divorce, I’ll receive $75,000 in cash on the day the divorce is finalized. I also have about $5,000…
If You Want to Make Money Online: Stop Doing These Things Immediately
Over the past few years, e-commerce has grown significantly, resulting in millions of new companies offering their services online. In fact, according to the U.S. Census Bureau, the e-commerce industry generated $215 billion in sales alone in the first quarter of 2021. New technologies and ways of making money online have been fostered by e-commerce…
Follow the Plan, and Make Stuff Happen!
Dear Dave, I just started Baby Step 3 of your plan. It took me about 12 months to pay off $8,000 in debt during Baby Step 2. I am 50, and I work in the printing industry making about $38,000 a year in a city with no local or state income tax. I have not…
AD&D Insurance? No, Thank You
Dear Dave, My wife and I both work, and we’ve been looking at level term life insurance policies. A friend says it would be a good idea for us to have accidental death and dismemberment insurance, too. Do you agree? —Aiden Dear Aiden, You both definitely need good level term life insurance policies. Stick with…
eBank Tips to Save Money Online
As we get closer and closer to a cashless world, eBanking has become a common occurrence. Just ask yourself when was the last time you paid your friend pack with cash or actually wrote out a check? It’s probably been quite some time since we have the internet and mobile devices to handle a majority…
Free Your Money: Strategies for Keeping Your Money in the Best Place Possible
Have you recently come into some extra cash? It doesn’t matter whether you’ve inherited money, earned a bonus, or sold your house for a profit. Having this spare money gives you a wonderful opportunity to build up your savings or solidify your retirement plan. But, when it comes to choosing the right place to stash…
Date Night Can Be Inexpensive and Fun
Dear Dave, We’re trying to get control of our finances by living on a budget. We also have about $18,000 in debt we’re trying to pay off. My husband brings home $3,400 a month, and I am currently taking care of our 8-month-old baby. We would like to have a date night once a month,…
What’s the Chance There’s a Home Defect?
Dear Monty: The house seller wants me to release him from all claims after closing. This action sounds risky. Is it risky? Monty’s Answer: Sellers have different reasons for requesting such a release. No. 1: Sometimes they know something they’re afraid you’ll discover and hold them accountable for. No. 2: Or they may be trying…
More Questions About Social Security Disability Benefits
Q: I have been getting Social Security disability benefits since 2010. I am coming up on my 62nd birthday and would like to know if I can file for regular Social Security and get higher retirement benefits. Also, I have a 14-year-old daughter who is currently getting benefits on my disability record. Will she get…
Which Bills to Pay First?
If you don’t have enough money to pay all of your bills, which should you pay first, and which ones can slide for a while? That’s the question frequently showing up in my email inbox these days. The past year has been so difficult for so many. And with each request for help I receive,…
US News
RSS Error: A feed could not be found at `https://www.theepochtimes.com/c-us/feed`; the status code is `200` and content-type is `text/html; charset=utf-8`