Tag: loan payments

Pay Down, or Pay Ahead? It Can Be Confusing

Years ago, I learned a lesson I won’t have to learn again. It was that poignant. It was during a time when mortgage interest rates took a nosedive and we benefited by refinancing our high-rate mortgage. The transaction closed in late August with the first payment due in October. Rather than take a month off…


More Consumers Fall Behind on Credit Card, Loan Payments, Banks Say

With the softening of the economy, consumers are starting to fall behind on their credit card and loan payments, with delinquency increasing modestly, according to executives at major U.S. banks. Profits at Bank of America Corp, JPMorgan Chase, Wells Fargo, and Citigroup Inc. beat analyst forecasts as lending giants earned more revenue from clients’ interest…


More US Consumers Fall Behind on Credit Card, Loan Payments, Banks Say

With the softening of the economy, consumers are starting to fall behind on their credit card and loan payments, with delinquency increasing modestly, according to executives at major U.S. banks. Profits at Bank of America Corp, JPMorgan Chase, Wells Fargo, and Citigroup Inc. beat analyst forecasts as lending giants earned more revenue from clients’ interest…


Ford Could ‘Lock Out’ Vehicle Owners for Missing Loan Payments Under New Patent

American automobile manufacturer Ford has filed a patent regarding a repossession system that can automatically lock out vehicles in case owners do not make auto loan payments in time, and even move autonomous vehicles to a place of its choosing. The patent application (pdf) pertains to “systems and methods to repossess a vehicle.” According to…