By Joseph Camberato As a recent college graduate, you have your degree and possibly some experience from an initial job or internship. But now, you’re interested in acting on your entrepreneurial ambitions and starting your own business. Starting a small business is an increasingly popular option for young people, 17 percent of college graduates run…
7 Tips for College Graduates Looking to Jump Into the Small Business World
How to Use a Digital Wallet
That wallet in your pocket or handbag is probably stuffed with credit cards, store discount cards, insurance cards, etc. Every transaction you can think of likely can be made using your wallet’s contents. Keeping it safe is the priority. A digital wallet also holds everything you need to make a transaction. The difference between a…
What Would You Choose as a Consumer: Living a Good Life or Saving for Retirement
Most people fall into one of two categories. They are either savers or spenders. Savings are often prioritized for the future to secure retirement and financial security. Spenders prioritize their everyday desires and requirements while maintaining a sound financial situation with the idea of covering their retirement obligations in the future with better income or…
Money Lessons From Marshall
With the first anniversary of The Marshall Fire* on our minds, it’s a good time to reevaluate our own individual readiness for the unexpected. Are you ready? Could you find your documents and your kids and be out of your home on short notice? Or if you were sequestered in your home for an extended…
How to Prepare for Your Next Emergency
When a power outage knocked out electricity to a multistate region in 2003, Gabriella Barthlow, a financial coach in the Detroit area, was prepared. She had enough money on hand to buy food for herself and her two young children, plus put gas in her car in case they needed to leave home. “I was…
Workplace Trends You Need to Know for 2023
By Dr. Samantha Madhosingh The New Year always brings a fresh perspective to our lives and work. And as with any fresh start, savvy leaders are identifying strategies to increase productivity, keep their workforce engaged and help take their business to the next level. A nuanced look at gender equality, closer-knit workforces and unique ways…
Can a Married Couple Qualify for First-Time Home Benefits Twice?
December 31, 2022
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Purchasing a home is probably the biggest expenditure you’ll ever have. So, of course, trying to save money is a goal many buyers have. That’s why qualifying for first-time home benefits is so important. But what if you’ve taken advantage of this program in the past? Is there a way to take advantage of it…
10 Ways to Improve Your Future Financial State
December 30, 2022
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A 2022 study found that by September of that year, 63 percent of Americans lived paycheck to paycheck. Many of these people don’t think about how their spending habits will impact their future financial state. It’s easy to get so caught up in your daily wants and needs that you lose sight of your future…
Best Colleges for Retirees
Typically, retirement is a time when you can kick back and relax. And, there’s nothing wrong with that. You’ve paid your dues, after all. However, learning new skills can help you keep your mind sharp. Did you also know that in the United States, many institutions offer senior citizens free college courses? Taking advantage of…
Millennial Money: Prepping to Buy a Home or Invest in 2023?
December 23, 2022
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It has been quite the year. In 2022, we’ve lived through high inflation, stock market lows, housing market frenzies and ongoing Federal Reserve rate hikes. Although we don’t have a crystal ball to predict what will happen to the economy next year, we could use this year’s events as a guide: Things may continue to…
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