By Emma Patch From Kiplinger’s Personal Finance Traveling abroad for lower-cost cosmetic procedures remains a burgeoning industry, and hundreds of thousands of Americans do so each year. Most cosmetic surgery is elective and not covered by insurance, and it costs a pretty penny. Travelers having cosmetic surgery should heed the advice of their doctors regarding…
How to Get Your Credit Score Above 800
One of the best things you can do for your finances is to have a good credit score. Having a good score will help you get some good deals on credit, but the best deals come to those with credit scores of 800 or more. Along with it, you can enjoy the 800 credit score…
8 Fun and Fulfilling Ways to Retire by Age 50
By Oliwia Szczekot It’s never too late to start saving for early retirement, but the sooner you start saving and investing your money, the more time it will have to grow. If you want to retire by age 50, you need to be willing to work hard and be creative. You must take risks, manage…
These Are the 10 Fastest-Growing Jobs in the US, and Many Pay More Than $100,000 a Year
By Oliwia Szczekot Although tech layoffs abound, some industries are hiring—big time. The United States is on track to add 8.4 million new jobs by 2031, with nearly one-third of those jobs in healthcare or social assistance, according to a recent release from the U.S. Bureau of Labor Statistics. What’s more, a Monster poll found…
HSA vs. FSA: What Are the Key Differences?
By Entrepreneur Staff When researching the best healthcare plan for you, thoroughly exploring your options is vital. Throughout your search, you may come across HSAs and FSAs. For more information on what they are, their pros and cons and the key differences between the two, check out the information below. What Is an HSA? A…
4 Trends All Small Business Owners Should Be Aware of in 2023
By Oliwia Szczekot The beginning of a new year often comes with a laundry list of goals and to-dos, which can quickly become overwhelming if you try to tackle too much, too fast. I’ve always approached resolutions by setting short and long-term goals spanning the entirety of the year—after all, we have 12 months to…
Using Home Equity Credit? What Not to Do
A home equity line of credit (HELOC) uses your home’s equity to finance a variable interest-rate loan. You wouldn’t have the money upfront like you would a conventional loan. Instead, you draw against your line of credit. With a HELOC, your home is your collateral. There are times a HELOC is a worthwhile mechanism. But…
Millennial Money: 4 Expenses for Parents to Rethink in 2023
When inflation rises, child care expenses do, too. If you’re a parent, you may be hoping to get a little financial relief during the upcoming tax season through deductions or credits. But since there have been recent reductions to both of the child tax credits, you may not get as much back as you anticipated….
Kids and Money: Readers Advice on Teaching Kids About Money
By Steve Rosen From Tribune Content Agency My columns on motivating kids to learn their financial ABCs generated lots of advice from readers over the past year. Their input covered everything from how to deal with difficult money questions, the need for more financial education in classrooms, being aware of identity scams, tackling knotty ethical…
Eight Ways to Prevent Online Identity Theft
Living a private online life isn’t always easy, but it is necessary. Unfortunately, with data breaches and online tracking, your private financial and personal information are in jeopardy. But there are ways to protect your online identity. Most methods are not difficult. The number-one way to secure your privacy is to be vigilant. Here are…
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