Tag: Future Planning

How to Set and Vet Money Goals Midyear

If you set money goals for 2023 back in January, now can be a smart time to check in on your progress. And if you didn’t, it’s not too late to create goals for the next six months and beyond. “If you don’t have your goals, everyone is so busy with life that a year…


Freedom of Money—How Will You Spend Your Freedom

How would you love to celebrate your financial freedom when you have finally achieved it? Well, we all dream of cherishing this privilege, but few achieve it. So, your efforts to maintain financial discipline and cultivate healthy saving habits have paid off. What’s next? Of course, you would love to consolidate your wealth as you…


Can You Afford to Age in Place?

Most older adults ages 50 to 80 say it’s important to stay in their homes for as long as they can, according to the 2022 National Poll on Healthy Aging from the Institute for Healthcare Policy and Innovation at the University of Michigan. But only 1 in 3 said their home “definitely” has the features…



The Financial Literacy Basics Entrepreneurs Need to Know

By Derek Notman Like most of you, I grew up with virtually no formal training on money. I learned that we definitely need money to get the things we want and one way or another, we have to work for it. Short of getting my passbook savings account back in the ’80s, I was taught…


11 Ways to Make Financial Planning Easier

Financial planning may be necessary but it’s also notorious for being a decidedly unpleasant experience. For many people, dealing with intimidating life events such as children in college or reaching retirement age, can trigger much emotional or mental stress. Still others may feel overwhelmed as they explore various possible scenarios, challenges, and solutions. Without doubt,…


How to Bolster Your Financial Confidence

Melinda Perez, a financial educator, still remembers the first time she felt financially confident. She had recently started investing money outside of her employer-sponsored retirement account because she was finally earning more than she spent. “It was exciting because for once, I had what felt like extra money,” recalls Perez, who lives in San Antonio,…


Young Adults Traveling on Fiscal Thin Ice

Prices for travel remain stubbornly high. The cost of airfare in February was 27 percent higher than the same month a year earlier, according to U.S. Bureau of Labor Statistics data. And rental car prices—having shot up during the pandemic—remain high today, as they’re 37 percent pricier in February than they were in the same…


How to Buy Organic Food for Less

Many people think that organic food reduces exposure to added chemicals. For example, organic foods don’t have added hormones, and they reduce exposure to antibiotic-resistant bacteria. The result is that organic food has become popular. But, unfortunately, with that increased popularity comes the expense. Organic food, therefore, can be an expensive addition to your grocery…


14 Ways to Revamp Your Personal Finances Even When Money is Tight

Many of the opportunities available to you are dictated by your financial situation, making it difficult to overstate the importance of taking care of your personal finances. When it comes to managing money, most of us have room for improvement. Understanding your current financial situation, setting goals, and making a plan are all important steps…