New car shortages have put pressure on the used car market. Although used car prices are settling down, they’re still 22 percent higher than in 2021. And according to the consumer price index, as of June 2022, used car prices were over 44 percent higher than in the first quarter of 2020. Buying a vehicle has…
How to Afford Big-Ticket Items for the Year—Timing Could Really Make a Difference
When Brandy Baxter needed to replace her home’s entire heating and air conditioning system several years ago, she asked contractors if they offered deals at certain times of the year. She learned that if she waited until February, the slow season for such work, she could get a lower price. Baxter, a financial coach based…
Children’s Debit Cards Can Teach Financial Good Sense
Everyone wants the best for their children. Teaching them respect, love, responsibility and educating them overall are priorities for parents and grandparents. But one aspect of children’s education is often overlooked, and it can cause havoc when they are adults. Learning about finances should be part of your children’s ABCs when they are growing up….
How to Position Yourself as the Go-To Expert in Your Niche
By Erica McMillan When you have a strong personal brand you are viewed as the expert and go-to personality in your field, whatever that is. If you exit your company or it’s acquired and you start another venture, guess what? Your personal brand follows you, and you are able to immediately leverage its power. As a branding strategist,…
Finances and Marriage: Should You Say “I Do” to a Joint Bank Account?
Marriage is more than falling in love and wanting to be together. It’s a spiritual union that encompasses emotions, legalities, and economics. It brings together two people who promise to share themselves and everything that comes with themselves. How much you share with your spouse says a great deal about the commitment you have to…
25 Ways to Stop Spending Money and Save for Retirement
Unfortunately, there are no shortcuts when it comes to saving for retirement. Instead, you must do all the small things that can add to a stable post-career life. Reining in spending, keeping costs down, and setting aside extra funds are just some of the intelligent things you can do to grow the money in your nest…
4 Expert-Backed Strategies for Improving Your Communication Skills
By Aytekin Tank It happens to the best of us. We’re out at a trendy new restaurant with a friend or colleague we haven’t seen in ages when suddenly, we’re asked a question twice and realize we’ve been glued to our phone for most of the conversation. It’s not a pleasant feeling knowing you’ve unwittingly been…
How To Improve Your Financial Health Score
Physical health is probably the first thing that comes to mind when you hear the word health. This is most likely followed by mental and emotional health. Your financial well-being is an equally important part of wellness. While it’s something that doesn’t require a doctor’s visit, financial health still has a significant impact on your life….
How This Pakistani Couple Turns Their Passion Into a Multi-Million Dollar Business in New York in Just 3 Years
By Liz Brody No one knows exactly when Sidra Qasim was born. Her mother’s best guess is three or four days before a famous 1986 cricket match in which Pakistan defeated India by one wicket. So as a harbinger of how she would define her life, Qasim chose her own birthday. As one of six siblings growing up…
The 7 Qualities of People Who Are Highly Respected
By Jacqueline Whitmore Respect is something not automatically given. It must be earned. When you’re in a leadership position, it is imperative that the people with whom you work respect you. They might respect your work habits, your intelligence, or your ability to close a deal. Yet, there’s more to respect than that. If you can earn their respect as…
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