Those of us who write and talk about money for a living tend to have our financial acts together. But that wasn’t always the case. I invited some personal finance experts to share what they wish they could have told their younger selves about money. Invest Early, Even if It’s Scary If the stock market…
Feed the Need for Financial Literacy
August 20, 2022
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The demand for financial literacy education among high school students has increased in recent years. With ease of access to bank accounts and credit cards and fear of abuse, mishandling, or scamming, financial literacy has become a need for teenagers turning into adults. Only eight states have state-wide requirements for passing a personal finance course….
Millennial: A Scarcity Money Mindset Can Cost You
We all saw it at grocery stores in 2020. The shelves, once brimming with toilet paper and hand soap, were bare. We hid in our homes, deep-cleaning every surface, occasionally braving the threat of COVID-19 to hunt down the last remaining bottle of hand sanitizer in a 50-mile radius. We felt out of control, so…
Do You Really Need Six Months’ of Expenses in Your Emergency Fund?
The first half of 2022 has not been great. Inflation has hit a 40-year high, experts are predicting a recession, and buying a home doesn’t appear to be getting less expensive any time soon. Naturally, people are preparing for the worst, and many consider the country to be sitting on the precipice of a recession….
How Did Apple Succeed? This Legendary Co-Founder Says the Best Things He Did Were the Result of No Money and Limited (If Any) Experience
By Jeff Haden, From Inc. In 1977, Steve Wozniak worked for Hewlett-Packard. It was his dream job. “It’s my job for life,” he once said. But that didn’t stop him from exploring other pursuits: In what might be the most impactful side hustle of all time, Wozniak spent nights and weekends designing all—yes, all—the hardware and software for what became…
Stop Glamorizing Failure. Rich People Do This Instead
Believe it or not, failure is often a good thing. Doing so tends to teach you much more than when you succeed. It allows you to reevaluate and find ways to be better. When we succeed, it can be harder to motivate yourself to improve—since we’ve gotten the outcome we wanted, anyways. Consequently, all of…
The Savings Game: Do You Qualify for a Medicare Savings Program?
By Elliot Raphaelson Most individuals, when they reach age 65, sign up for Medicare. For most participants, Medicare Part A (hospital insurance) is free. For other parts that are needed, such as Part B (outpatient medical insurance), Medigap (supplemental insurance), and Part D (prescription coverage), the costs can be high and, for many low-income families, difficult…
What Medicare Part A’s Belly-Up Date Means for You
August 11, 2022
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At its current pace, Medicare’s Hospital Insurance trust fund will run out of money in 2028, according to the June 2022 Medicare trustees report. That’s a two-year extension on the previous estimate, but experts say it’s still not good news, and the government needs to stop twiddling its thumbs. Here’s what you should know. What…
The Secret Online World Trying to Exploit Your Accounts
It seems that every other week there is a news story about some company’s servers being hacked, exposing our personal information. The most egregious hacks are well publicized, like last year’s Equifax breach that exposed the personal information of virtually every American with a credit history. But our Social Security numbers are not the only thing…
Fall Cleaning Your Personal Finances
Fall is upon us. Halloween is just weeks away. While personal finances may not be top of mind, there is no better time than the fall to clean up your personal finances. Fall cleaning can be a fun, light option to keep your finances running smoothly and ensure you are on track for your goals. You wouldn’t drive…
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