Tag: Future Planning

Spending: Meal Kits to Your Culinary Rescue

By Patricia Mertz Esswein From Kiplinger’s Personal Finance No more figuring out what to do with a giant bunch of parsley or a tub of sour cream before it spoils. A meal kit—a box of chef-created recipes and pre-measured ingredients delivered to your home—will help reduce food waste and spice up your cooking, with a…



Inflation Is Crushing Americans’ Savings—Here Are 6 Tips to Protect Your Money

By Sarah Foster From Bankrate.com Building up a stable cushion of cash you can rely on in emergencies seems daunting even in normal economic times. Add the steepest loss of Americans’ purchasing power in more than 40 years into the mix, and the task can seem next to impossible. Prices have climbed on almost every…


Which Types of Business Insurance Should You Purchase?

Entrepreneurial types tend to be relentless in the pursuit of their dreams. Many bring a single-minded focus to getting their business up and running. They spend every waking moment (and even some of their sleep time) thinking up new ways to innovate, improve, and outfox. This type of person is often so preoccupied that he…


A Flexible Personality Is the Key to Success

By Dr. Daneen Skube From Tribune Content Agency Question: I’ve always been stubborn. My boss told me she doesn’t want to promote me because of my stubbornness. How can I change when it’s just the way I am? Isn’t tenacity when I’m right a good thing? How can I show my boss that she should promote…


Can’t Qualify for a Personal Loan? 4 Alternatives to Try

Personal loans provide fast, unsecured funds that can pay for anything from home repairs to medical emergencies. Instead of requiring collateral like a house or car, many lenders prefer applicants with strong credit and high incomes. But what if you don’t meet a lender’s requirements? People who don’t qualify for a personal loan have alternatives…


How to Cultivate a Happier Retirement

Researchers have identified several factors besides money that contribute to a happier retirement, including good health, strong relationships, and a sense of purpose. But setbacks are inevitable, in life and in retirement. Not everyone enjoys good health—and no one enjoys it forever. Loved ones die or move away. The pursuits you thought would give your…


How the Inflation Reduction Act Can Help Your Small Business

On Aug. 16, 2022, President Joe Biden signed the Inflation Reduction Act of 2022 (IRA). The bill was equally divided in votes for and against it, and was passed by a tie-breaking vote from Vice President Kamala Harris. Now it is law. Several things are in it that could affect your small business. An Ongoing…


Spending: How to Spend $1,000 or Less to Build Career Skills

By Kim Clark From Kiplinger’s Personal Finance Buttressing your resume with a new skill is one of the best ways to make a modest financial investment pay big returns. One study found that, depending on the skill and the worker’s previous education and job, some holders of short-term credentials earned 65 percent more than otherwise…


11 Crazy Expensive Things Rich People Buy

Have you ever wondered what you would spend money on if you were to win the lottery or suddenly become rich? It can be fun to daydream about the possibilities. After all, there’s no telling what wild, exciting things and experiences would be within reach. While most people are likely stressing about inflation, the rising…