Accessory dwelling units (ADUs) are known by many names: in-law suites, guest houses, backyard cottages, or basement or garage conversions, among others. What all ADUs have in common is that they’re a separate living space typically added to a single-family residential lot, and they’re having a moment. Constructing an ADU could increase your property value…
Will Adding an Accessory Dwelling Unit Pay Off?
November 27, 2022
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Estate Tax Exemption Amount Goes Up in 2023
Every year, the IRS announces new limits on the estate tax exemption for the upcoming year. It is the amount of money people can give away without having to pay a federal estate tax. The number is primarily for rich people who have large amounts of money. The federal estate tax exemption has been raised…
Buying or Selling a Home When Mortgage Interest Rates Are High
November 5, 2022
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During these days when mortgage interest rates are high and the future of refinance rates unpredictable, you may be wondering whether you should buy or sell a home—or wait until better economic times. It may surprise you to know that now could be a good time for either move. Advantages of Selling Your Home When…
Must-Have Home Features for Buyers in a Recession
During 2021 and the start of 2022, swimming pools were just one must-have for homebuyers. The pandemic lockdown spurred many people to make their homes private resorts in case vacations were out of the question—also, the more square footage, the better when buying a home. But things have changed. Home prices and interest rates make…
The Thirteenth Guest (1932)
October 11, 2022
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Thirteen years ago, somebody murdered the wealthy host of a dinner party. Now, the guests from that event reunite at the creepy house where the crime took place to figure out who inherited the victim’s estate. Credit: Public Domain Movies – Feature Films: Cinema collection: epochcinema.com Epoch Original content: epochoriginal.com Feature Films: www.theepochtimes.com/featured-films * Click…
Will Your Kids Inherit a Tax Bomb From You?
September 12, 2022
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You can have good intentions with your estate to pass it on to your heirs. You are sure that they will enjoy the benefits of it and have informed them of it. It is possible, though, that if you have not prepared to get around inheritance taxes, they may not receive nearly as much as…
3 Reasons Not to Tap Your Home Equity Right Now
August 24, 2022
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Soaring real estate values mean many homeowners are awash in equity—the difference between what they owe and what their homes are worth. The average-priced home is up 42 percent since the start of the pandemic, and the average homeowner with a mortgage can now tap over $207,000 in equity, according to Black Knight Inc., a…
Providing For Your Loved Ones: Why a Will Is Not Enough
The most common way to pass your assets to your beneficiaries is to use a will. One reason why wills are a common estate planning tool is that they are easy to create. You can even create a will online. Sometimes a will is all you need to get the job done. However, sometimes a…
Had Flood Damage? How to File a Flood Insurance Claim
August 15, 2022
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Most everyone has heard of the flooding that recently took place in Kentucky. It occurred suddenly, offering no time to pack and move out in advance. Many people lost everything. If those floods happened in your area, would flood insurance cover your losses? Floods are the costliest natural disasters in America, states FEMA (Federal Emergency Management Agency)….
Passing Your Real Estate on Successfully: Avoiding Probate
When you want to leave a valuable asset behind for your beneficiaries, real estate makes an excellent gift. However, if you do not plan carefully, the property may have to go through probate court. Once it is in probate court, the court decides how to divide your estate and property. This means it may have…
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