I’ve saved up some questions that are either from widows or from husbands or wives wondering about future widow’s benefits. Here are some of them. Q: I want to make sure my wife gets the highest widow’s benefits possible after I’m gone. How do I do that? A: If that’s your only goal with respect…
Social Security Benefits for Widows
The Richest Person on Earth Breaks Every Rule. You Should Too
By Liliana Pertenava Who is Elon Musk? Is he an entrepreneur? An immigrant success story? A Twitter troll? Labels are important, because they give us context for what to expect from a person. Musk most recently earned the title of the richest person on earth, but I’d argue, “most influential person on Earth” might be…
How the 80/20 Rule Helped Me Double My Income in Two Months
When I first read about the 80/20 rule, or the Pareto Principle, I had a healthy skepticism for it. I couldn’t wrap my head around how 80 percent of my work would only lead to 20 percent of results and that the remaining 20 percent of my efforts would lead to 80 percent of my…
101 Ways to Make an Extra $500 a Month With a Full Time Job
Whether you want to pay down your credit card debt or save money for your dream vacation, we could all use a little extra cash. Of course, finding that extra money can be a challenge when you are working 40 hours per week at your full-time job. Thankfully, there ways for you to earn an…
Use Your Tax Refund to Knock Down Debt, Lift Your Finances
So you’re expecting a tax refund this year. With inflation driving up the price of gas, food, and nearly everything else, that extra money can’t come soon enough. The hard part is deciding how to spend it. Should you invest the money? Book a trip? If you really want to do yourself a favor, use…
How US Banks Are Dipping Their Toes in the Crypto Water
Last week, a top U.S. banking regulator warned of growing risks as banks start to capitalize on the popularity of cryptocurrencies to offer related services to clients. Here is how some of the biggest banks operating in the United States have gotten involved in crypto: Custody Services Bank of New York Mellon announced in February…
The Ultimate Guide To Save Money 3: Track Your Spending
In order to save for any goal—short, medium, or long-term—you’re going to need data. You need to know how much money you have coming in, and how much money you have going out. You’re also going to need to know where that money’s going. Tracking Your Income If you’re salaried, tracking your income should be…
The Ultimate Guide To Save Money 2: How to Save Money
If saving money was easy, everyone would be doing it. It isn’t easy. When you’re earning a low wage, it’s hard enough to make ends meet. You’ll always have to make rent and buy food, and there’s no shortage of other things to buy if only you had the money to buy them. As your…
The Ultimate Guide To Save Money 1: Why You Should Save Money
Your work pays your bills. That’s its first job you need to earn enough to pay the rent, put food on the table, and keep the lights on. After you’ve met those essential obligations come other, near-essential expenses: a car, insurance, and entertainment. As earnings increase the first change is in the quality that those…
The 3 Traits Warren Buffett Says He Looks for in an Employee
From time to time I speak to young professionals trying to make their mark on the world in politics, academia, or journalism. The question I encounter the most is this: “What’s the best career advice you give to young people trying to make it.” My answer often touches on the importance of perseverance, because it’s…
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