One time, Mama Hogan looked at me and said, “Christopher”—she had my attention when she said my full name—“I don’t ever want you to be a ‘been’ brother.” I said, “Huh?” She explained: “A coulda been, shoulda been, woulda been kind of person. You have an opportunity to change some things and make progress.” Listen…
Day of the Cryptocurrency Is Here
Commentary The age of digital currency has arrived. Unfortunately, it’s less of a brave new world than it is an uncertain one, marked by political upheaval and economic excesses. Anyone not living under a rock knows that the world today is very different—and far less stable—than it was even a year ago. Of course, on…
Doctor Forgives $650,000 Debt for Cancer Patients in Arkansas Treatment Center
An Arkansas cancer treatment center has decided to wipe the slate clean for 200 patients by forgiving $650,000 in outstanding debt. Oncologist Dr. Omar Atiq, founder of the Arkansas Cancer Clinic in Pine Bluff, sent a special note inside a Christmas card to all patients ahead of the Holidays. “The Arkansas Cancer Clinic was proud to serve…
Provincial Debt Crises Looming, Say Economists
News Analysis Economic forecasters say that Canada’s provinces and other levels of government below the federal level are spending unsustainably and will face a debt crisis unless they change course. The Parliamentary Budget Officer (PBO) provided this finding in a recent fiscal sustainability report updating the assessment it made in February 2020. The report projected the debt…
There Are Other Ways
Dear Dave, I really don’t have any established credit, because I’ve never taken out a loan or had a credit card. What will happen when I’m ready to get a mortgage loan and buy a home? Jillian Dear Jillian, There are basically two ways to be in a position to get a home loan. One…
Canada’s Dire Trajectory
Commentary Canada is in crisis, but the pandemic is only the tip of the spear. Not long ago, Canadians were strong and free and proud of their history. Immigrants armed with faith, freedom, family, and industry overcame a vast geography and harsh climate to establish a flourishing and prosperous nation. Unfortunately, these pillars of Canadian…
Man Pays Off $50,000 in Student Loan Debt Within a Year by Doing Over 300 Odd Jobs
A Hawaiian man has achieved a feat that many students may deem impossible. He has paid off over $50,000 in student loan debt in just 11 months by saying “yes” to an incredible array of odd jobs. Kamaka Dias, 27, graduated from the University of Hawai’i at Mānoa, and made the decision to pay off his…
This Time Is Not Different: More Debt, Less Growth
Commentary I remember that in 2009, three phrases were constantly repeated: “In this crisis measures are different, because governments are investing in the recovery by increasing public spending,” “the funds from the stimulus will strengthen the recovery,” and “central banks help a stronger recovery by lowering rates and increasing liquidity.” Then, 2010 arrived and the…
Push the Pause Button
Dear Dave, I’ve been following your plan, but recently I experienced a medical emergency. I’m about halfway through Baby Step 2 and paying off my debts using the debt snowball system. Considering the circumstances, should I stop doing the debt snowball for now? Brooke Dear Brooke, That’s exactly what you should do. But make sure…
US News
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