Until sometimes back, applying for a credit card was a lengthy procedure. To actually obtain a credit card was considered to be some kind of a privilege. But things have changed significantly now and today, almost everyone holds a credit card. In this post I will teach you five things you should never do with…
Americans’ Household Debt Hit Nearly $16 Trillion in Q1 2022
May 11, 2022
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Household debt in the United States increased in the first quarter of 2022, reaching $15.84 trillion despite rising inflation and interest rates, according to a report on Household Debt and Credit published by the Federal Reserve Bank of New York. That’s $1.7 trillion more than at the end of 2019, just before the COVID-19 pandemic…
Forget the Fed, Pay Off Your Credit Card Debt
The cost of everything keeps creeping up. And if you happen to have credit card debt, that’s about to get a bit more expensive too, thanks to a series of interest rate increases beginning this month. With inflation at its highest rate since the early 1980s , the Federal Reserve is adjusting interest rates to…
Like Fourth Grade All Over Again
I’m not sure why I loved fourth grade so much. Maybe it was because my teacher was extra pretty and her name was Mrs. Hunt. (Who could’ve guessed?) Or that I sat behind Rick Collier, voted by all the girls to be the cutest in our grade and the entire universe. For sure, it had…
Tis the Season to Go into the Red
You find yourself unable to pay more than a small percentage of credit card bills each month. You only make the minimum payment. You never seem to pay off any part of the principal. You don’t expect to ever retire your entire credit card debt in part because the interest amounts are growing. You think…
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