By James Royal From Bankrate.com The Federal Reserve raised interest rates at its June 14-15 meeting after hiking rates in March and May. The nation’s central bank is expected to lift the benchmark Fed funds rate by 50 basis points—one-half of a percentage point—according to the CME FedWatch tool. It’s likely not the last increase…
Don’t Let Your New Car Be a $30K Mistake
June 10, 2022
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Buying your first car is already an intimidating experience. In the midst of historic supply shortages, it’s easy to feel overwhelmed. In March of this year, the average price of a used car was $27,246, according to Cox Automotive—an automotive marketplace and data company—or 28 percent higher than it was a year ago. With those…
7 Types of Investments You Should Know About
Investing is an important part of preparing for the future. If you want to retire someday, investments and other retirement savings are vital for success. But if you don’t know where to start, the entire world of investments can feel intimidating. Here is a list of seven types of investments you should know about and how…
4 Save Money Tips When Buying a Car
May 31, 2022
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Buying a car is a major decision–and a costly one, too. On average, most Americans spend ten percent of their monthly income paying for transportation. For most of us, this expense comes in the form of a monthly car payment. However, if you play your cards right, you can drive out of the dealership with…
What Are Crypto Debit/Credit Cards and Are They Worth Using?
May 27, 2022
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Cryptocurrencies offer benefits for both customers and businesses alike. Businesses, in general, have gains by accepting cryptocurrency payments and as a result, some have become more open to the idea. Here is what crypto debit/credit cards are—and are they worth using? Customers and businesses face some difficulties when it comes to paying and receiving payments for…
Cryptocurrency Vs Gold, Which Investment Is Better?
Investors have turned to both gold and cryptocurrency as alternative investments meant to keep their money safe. But how does crypto compare to gold? What are the advantages and disadvantages of these currencies, and should an investor consider one over the other? The Many Types of Crypto First, let’s establish that there are many different…
How Eating Healthier Can Help You Make More Money
Many people choose eating healthier as one of their resolutions every single year. While most fall off the bandwagon, some go above and beyond achieving their fitness goals. Those who lose the willpower to eat healthier say they do so because they can’t find motivation. So, what if I told you that eating healthier can…
Financial Reasons to Prioritize Your Health
May 18, 2022
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Keeping our priorities straight is a challenge, but it’s essential to prioritize your health. Without a healthy body, everything you’re working for doesn’t mean much. Finances and health are nearly impossible to separate. After all, health care costs money, and making money is a lot simpler when you’re healthy. You may be thinking you just…
The Role of Crypto in the Fintech Industry and the Wider Economy
Over the past couple of years, modern society has witnessed the increasing prevalence and adoption of Blockchain technology. However, for the Padawans out there who think of the Blockchain as a network of nano-bots ready to overtake humanity, the Blockchain is basically just a set of code that records events, and each record is unalterable….
12 Best Personal Finance Books for the Savvy Reader
It’s no secret that many of us are independent learners when it comes to managing our money. After all, according to a 2020 survey by the Council for Economic Education, only 21 states require high school students to take a personal finance course in order to graduate. As such, it’s little wonder adults are relying…
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