On March 22, 2023, the Federal Reserve raised the target fed funds rate from 4.75 to 5.00 percent. This marked a 475 bps increase in interest rates since March 2022. With the Fed’s next planned meeting scheduled for May 2023, many are wondering if the Fed will continue the trend of aggressive rate hikes, keep…
The Fed Has Been Raising Rates, But What’s Next?
April 21, 2023
admin
Alternative InvestmentsBrightCPIFederal Reserveinterest ratesinvestingInvestmentpersonal financestocks
0 Comment
Buying an Annuity During Times of Inflation
April 20, 2023
admin
Alternative InvestmentsAnnuityBrightfixed annuityinflationinsuranceinvestingminimum ratepersonal financeretirementvariable annuityWealth Management
0 Comment
Inflation can throw a wrench into retirement plans. That’s because, over the long term, inflation erodes your income’s purchasing power. So even if you save and invest, your wealth may buy less and less with time. Commercial annuities often pay a fixed monthly income. This fixed amount is susceptible to inflation. But if annuities are…
Investing in a Recession? Keep These 6 Factors in Mind
Recessions are a hot topic—and never far from any investor’s mind. It’s a sad fact of life that these periods are inescapable—sooner or later, the economy starts shrinking, asset prices drop, and the stock market takes a nosedive. In such circumstances, it is natural to enter damage control mode. However, entering damage control the wrong…
Moving Assets
When the topic turns to investments, many people discuss stocks, bonds, and perhaps real estate. But what if there’s an asset languishing in Grandpa’s garage under a layer of dust that could fetch a six-figure price? Some investors see vehicles as viable alternatives to traditional assets. Many specialize in vehicles in perfect shape from specific…
Regulators Focus on Frauds Targeting Seniors
April 5, 2023
admin
AdvisersAlternative InvestmentsBrightBrokersFraudinvestingpersonal financeretirementscamsvulnerable seniors
0 Comment
By Lisa Gerstner From Kiplinger’s Personal Finance Andrew Hartnett, deputy commissioner of the Iowa Insurance Division and president of the North American Securities Administrators Association (NASAA), explains how to best protect vulnerable seniors. Question: Protecting seniors from fraud and exploitation is part of NASAA’s mission. What types of scams are targeting seniors lately? Answer: States…
Investing for Longevity
March 21, 2023
admin
Alternative InvestmentsBond FundsBrightbudgetingFuture Planninginvestinginvestmentspersonal financeretirementSocial Securitystock fundsstockstaxWealth Management
0 Comment
By Sandra Block From Kiplinger’s Personal Finance As you approach retirement, you may be tempted to shift most of your savings to more-conservative assets. That temptation may be particularly strong in today’s volatile market. But this strategy could increase the risk that you’ll outlive your money. If you retire in your early sixties, you may…
How to Protect Your Money in a Bank Failure
March 21, 2023
admin
Alternative Investmentsbank failuresBrightBusiness & MarketsCompaniesFDICinsuranceinvestingpersonal financeprotect moneyWealth Management
0 Comment
Two large banks in the United States, Silicon Valley Bank and Signature Bank, have recently failed. Most people are aware of it, and it has left many people wondering if their money is safe in a bank. Besides the bank failures, other economic conditions have added to the confusion causing people to wonder how to…
Investing: Breeze Through a Fund Prospectus
February 7, 2023
admin
Alternative InvestmentsBrightfact sheetfundfund prospectusinvestingInvestmentpersonal financeprospectus
0 Comment
By Nellie S. Huang From Kiplinger’s Personal Finance We get it: No one wants to read a fund prospectus, and few investors ever do. “I can tell you precisely how many clients read the prospectus: zero,” says Lew Altfest, chief executive of Altfest Personal Wealth Management. But reading a fund’s prospectus is an important step…
Investing: Fixing Your Fixed-Income Portfolio
By Nellie S. Huang From Kiplinger’s Personal Finance After a brutal 2022, the outlook for fixed-income investments is much improved for 2023. With that in mind, here is a plan of action for your fixed-income portfolio in what promises to be a new bond market. Cash At long last, cash offers a decent yield—in some…
Investing: The Year Ahead for Bonds
By Nellie S. Huang From Kiplinger’s Personal Finance If there’s any truth to the adage “It’s always darkest before the dawn,” then the sun should be heating up the bond market sometime soon. Despite a short rally in December, the bond market suffered its worst decline in decades, thanks to the Federal Reserve’s swift and…
US News
RSS Error: A feed could not be found at `https://www.theepochtimes.com/c-us/feed`; the status code is `200` and content-type is `text/html; charset=utf-8`