Sometimes this column can get into some complicated or esoteric Social Security rules or circumstances. But it dawned on me that many of the emails I get from readers are asking questions about some pretty basic Social Security stuff. So this week’s column will be like a refresher course in Social Security. I will just…
If You Need a Co-Signer, You’re Not Ready
Dear Dave, My fiancée and I want to make an offer on a house. She has a lot of late payments and a bad credit record, though, but she is working hard to manage her money better and get out of debt. I don’t make enough money to get a home loan by myself, and…
What’s Holding You Back From Your First $1 Million? Check out These Possible Culprits
This story originally appeared on MarketBeat In your head, you’ve always known you’ll make it to the millionaire club. However, getting to $1 million and beyond has proven more difficult than you thought (despite reading every book related to “The Millionaire Next Door” that ever existed). Wealthy people often say, “My first $1 million was…
How to Create an Asynchronous Work Culture
By Matt Tucker As organizations embrace the remote-first future and wrestle with their own versions of hybrid working models, they face several challenges. First, they must learn to communicate effectively with team members across different time zones and cultures. Once they master communication, their productivity soars—but how can they measure productivity effectively? Remote work began reshaping the…
11 Money Traps to Avoid When Retirement Planning
Retirement is something that most working people hope to eventually achieve, but planning for retirement isn’t always easy. Many different variables, such as the future cost of living, your life expectancy, the housing market, etc., need to be accounted for. It can be challenging to know just how much you’ll need in order to live…
Hire Employees for Your Business and Make Sure They Stay
The past year or so has been a rough period for small businesses. COVID-19 limited interactions with customers—quashed sales, and shrunk the workforce to new lows. Many small businesses did not make it out of the wreckage. Those that survived are now attempting to regain their footing. It’s time to hire employees for your business….
5 Ways to Add Self-Care Into Your Busy Schedule
By Aditi Ramchandani We all know self-care should be a priority. But most of us don’t have the time to make it a priority. Here is something that you probably didn’t know: The busier you are, the greater self-care you need. Doctors like Dr. Christiane Northrup have found that “being too busy can cause serious health problems.” When…
4 ‘Unproductive’ Habits That Make You More Productive
By Stacey Stratton 2020 brought new challenges to the way entrepreneurs attract customers, utilize technology, and outperform their competition. Many business leaders have been pushing themselves to the limit to adapt to these changes. Unfortunately, using that approach is exhausting for the mind and body, and counterproductive in finding the most innovative ideas. If you’re…
How to Keep Your Customers Happy (Even If They’re Wrong)
By Donna Peeples Knowing your customers and putting them first is fundamental to any growth strategy. More and more, companies use approaches like dynamic segmentation to learn who their customers are and to market and communicate in highly targeted and more cost-effective ways to specific groups. Those types of strategies make it obvious that not all…
The One Principle That Can Help You Transform Your Organization
By Aytekin Tank One of the movies we’ve become overly familiar with over the course of this pandemic is Groundhog Day—the one where, Phil, a self-absorbed TV weatherman, finds himself trapped in a time loop, reliving the same day over and over again. We’ve all been living this film; we’ve all been looking for a way out….
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