The idea of taking a long, non-working break at the end of your life goes back to 1880s Germany (then Prussia). During Otto von Bismarck’s presidency, the Prussian government-funded old-age pensions for those 70 or older. Bismarck’s proposal was quite innovative. You couldn’t end your “working life” while you were still alive before it. In…
What Is a 4% Withdrawal Rate? How It Might Haunt Your Retirement
A four percent withdrawal rate is a common rule of thumb when planning for retirement. But what does that mean? And more importantly, is it right for you? This article will discuss the four percent withdrawal rate and how it might impact your retirement planning. What is a Safe Withdrawal Rate in Retirement? The safe…
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