It is easy to talk about wanting to save money, but when you look at what some people buy, it is no wonder they cannot build a bank account. Saving money is not difficult for most people, but it begins with learning to say no to some purchases. When saving money is not your goal,…
How to Have a Fun Summer When Your Finances Fall Short
With layoffs, bank closures and inflation, financial tensions remain high for many Americans heading into the summer. In a fall 2022 survey conducted by The Harris Poll for the American Psychological Association, 83 percent of adults said inflation was a source of stress, and 56 percent said they and/or their family had to make different…
5 Extreme Lawn, Patio and Garden Cost-Cutters
For some of us, there are few spring joys that are as soul-satisfying as a healthy, lush green lawn. Or a pristine patio with clean furniture and accessories. You may have noticed in the past that a beautifully maintained healthy lawn does not come without considerable cost, effort and care. And outdoor living areas don’t…
The Busiest Days to Fly During the Winter Holidays
Most weeks of the year, Fridays are the busiest days to fly, and Tuesdays are the least busy. But during the holidays, that trend doesn’t necessarily hold true. In most years, the Sunday after Thanksgiving is actually the busiest travel day for U.S. airports, according to the Transportation Security Administration, which tracks the numbers of…
How to Stretch Your Dollar When There Is High Inflation
High inflation rates have hit almost everything this summer—and it does not look like they will come down anytime soon. Most people’s income has not kept pace with it, and it has become necessary for many people to try and make their dollar go further. CNBC reports that 63 percent of Americans are living paycheck…
5 Ways to Save This Holiday Shopping Season
This holiday shopping season is shaping up to be longer, pricier and in some ways more chaotic than in previous years, which makes it easy to overspend. But there are also opportunities for significant savings if you know where and how to search for them. “There are supply chain issues, inflation, major retailers reducing inventory—when…
Is It Worth It to Move to a Low-Income Tax State to Save Money?
Many people in the United States have decided that it would be a good idea to move to a low-income tax state—or to a no-tax state—to save money. While it may sound like a good idea—it’s time to find out—is it worth it? An article from The Washington Post reported that the states that have…
Millennial Money: Learn—Don’t Run—From Your Inner Critic
I can be so mean to myself. My inner critic roasts my actions like a political attack ad, with claims that are cruel, overstated and often inaccurate. My ad would assert that I’m stupid with money, bad at decision-making and a crybaby to boot—all endorsed by yours truly. I’m not the only one talking trash…
How to Enjoy a Frugal Retirement on a Fixed Income
A retirement journey is joyful. You have devoted your youth to ensure a happy retirement, and you’ll never have to worry about money again. However, even after retirement, it is best to manage unpaid debts, mortgage payments, auto loans, etc. If you planned your retirement when you were young, you wouldn’t have to worry about…
What Is Money Maturity and How Does It Impact Your Finances
October 7, 2022
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What is Money Maturity? This process of becoming more financially responsible is called money maturity. Money maturity is a gradual process that happens over time. It is often associated with age but can also be influenced by factors such as life experiences and education. Nevertheless, money maturity typically leads to better financial decision-making and habits….
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