Category: retirement

Do Some of All Three, and Enjoy the Ride

Dear Dave, I was talking to a friend the other day, and I couldn’t remember what you said about the three good uses for money and why each is important. Would you go over them again? Albert Dear Albert, I’ve been doing this for a lot of years, and after all that time studying finance…


7 Quick Tricks to Set Yourself Up for Financial Success

Dear Readers: We’re now in the mid-January, and do you know what that means? For a lot of us, it means our New Year’s resolutions are already a thing of the past. It isn’t that we’re not committed to positive change. It’s just that often we’re not clear about how to achieve it. Especially if…


Laguna Beach Manager Prepares for Retirement

Laguna Beach manager John Pietig says he’s stepping down in June after more than three decades of public service. “The City of Laguna Beach is an extraordinary place,” Pietig said in a press release announcing his impending retirement. “Our community is involved, aware and very engaged… It is truly an honor and privilege to serve this special…


Turning Full Retirement Age in 2021? Consider Filing for Benefits This Month.

I write a column similar to this one every January. But I don’t mind plagiarizing myself, because it contains a very important message for people planning to retire in 2021. January is a critical month for the hundreds of thousands of potential Social Security beneficiaries who are reaching 66 and 2 months, their so-called full…


Aussies Unsure How Much Super They Get

Many Australians are not aware how much superannuation their employer pays them and only one-third think they will have enough savings for a comfortable retirement. The findings are included in an Australia-wide poll conducted by Fifty Acres x Pollinate. A total of 1003 Australians, aged 18 years and up, was surveyed in December for their…


Ask Kip: Here’s How Postponing Social Security Changes Your Benefit

By Catherine Siskos, From Kiplinger’s Personal Finance Q: It’s often said that Social Security benefits increase annually by 8 percent every year that someone waits. Many financial experts use this figure too, but I found the 8 percent assumption to be false. Are there any reasons why someone who waits wouldn’t see an 8 percent bump…