Category: retirement

Why Inflation is a Threat to Your Portfolio and Your Retirement

Commentary Since the second half of 2021, the economic and finance world has been focused on inflation numbers that are both high and increasing. This is the first in a series where we’ll focus on what higher inflation means to you, how and why it’s being mismeasured, and what steps you can take to protect…


What You Need to Know About Social Security Changes in 2022

It has been my custom for most of the past 24 years to write a year-end column that summarizes the Social Security changes and updates scheduled to take place the following year. Almost all Social Security beneficiaries are familiar with the most popular and publicized upcoming change: the increase in monthly benefit checks for 2022…


When and How to File for Social Security Benefits

Hundreds of thousands of people will be filing for Social Security benefits in 2022. So today, I’m going to write a column about when and how to file for Social Security benefits. But first, let me clarify the “when to file” part. As I’ve said over and over again in this column, I am not…


Vets Being Misled by Internet Come-Ons

Not a week goes by when I don’t get emails from veterans who have been led to believe that they are missing out on some extra Social Security benefits allegedly payable to people who served in the military. Here is a very typical example of such an email. “I read on the internet that as…


Top 10 Components of a Financial Plan

No matter what your goals are in life, if you want to succeed in achieving them, then proper planning is a must. After all, like Benjamin Franklin, once said, “If You Fail to Plan, You Are Planning to Fail.” Even though there’s actually little evidence that Franklin coined the adage, over the years there have…


Portugal Tops List of Global Retirement Destinations

Florida, North Carolina, and Arizona move over. For the eighth year in a row, Portugal has ranked number one for global retirement destinations for residents of the United States and abroad. Live and Invest Overseas, an international publishing firm based in Panama City has just revealed its “World’s Top 15 Retirement Destinations for 2022,” and…


NTD Evening News Full Broadcast (Dec. 21)

President Joe Biden plans to mail out half-a-billion at-home virus tests and send a-thousand troops to hospitals in response to the Omicron variant, Florida is on track to kick Chinese investments out of the state’s retirement fund, and a group of Chinese students at an American university are protesting the school’s defense of a communist regime critic.


Gold IRA: Is This New Type of Retirement Account a Good Post-Pandemic Investment?

Today’s precarious economic environment makes a strong argument for alternative retirement investments for the post-pandemic era. This, at least, is the prevailing sentiment among many investors and market-watchers who fear the effects of inflation, high borrowing costs, unstable foreign capital markets as exemplified by Evergrade, and a potential stock market pullback. In fact, the year-over-year…


How a Social Security Benefit Is Figured—for Beginners and for Experts

There are some columns I could repeat over and over again—because I’m asked the same questions over and over again. One of the most common questions I’m asked is this: “How is my Social Security benefit figured?” I’ve answered this question many times in past columns, and I’m going to do it again today. This…


Even More Questions From Women

I’ve speculated before that most of the readers of my column are women. And that conjecture is based on the fact that I seem to get many more emails from them than I get from men. That’s why, for example, in the past month, I’ve written two columns targeted to my female readers. But I…