Category: retirement

Your Retirement Should Not Be Politicised: Economist

Political tribalism is holding Australians back from taking control of their retirement nest eggs, according to economist Cameron Murray, who says superannuation has no noticeable benefit for retirees. Murray, a research fellow at the Henry Halloran Trust at the University of Sydney, is calling for the government to take a close look at the necessity…


403(b) Retirement Plan

Do you work for a nonprofit or tax-exempt organization? In that case, you’re probably driven by your desire to help others. But, who’s going to take care of you when it’s time to retire? Unlike your peers you’ve put in their time at a corporate gig, you probably don’t have access to a 401(k). Does…


Can You Save for Retirement Without a 401(K)?

Here’s a pop quiz for you. When you hear the word retirement, what immediately comes to mind? Some of you might have visions of traveling the world, playing golf, or hanging out with your grandkids. But, for most of you, you’re probably thinking about your 401(k). Since first introduced in the early 1980s, defined contribution…


The Best Credit Cards for Retirement

Retirement is a significant milestone in life, and it’s essential to be prepared for the exciting time of your golden years. One way of doing so is by making sure you’re financially prepared, and a great way to start preparing is to get yourself a sound credit card. While most credit cards will target a…


Biden Unveils New Indo-Pacific Pact; Retirement: How to Deal With Market Downturn | NTD Business

President Biden announcing a potential new economic strategy for allies in and around Asia. We talk to an economist for analysis. Starbucks leaving Russia after 15 years. It’s the latest retailer to exit over Moscow’s invasion of Ukraine. New business ideas could come from many places, even a bad-tasting beer. We hear from one man who set…


2022 Retirement Planning: The New Rules Explained

In the middle of 2022, what shall we modify our retirement plans? Sure, cover the essentials. Maybe you will find that you did the retirement things year after year correctly, but you’re still slower. What shall you do? Increase your contribution rate, even just one percent annually is helpful. Basics Of Retirement Planning After doing the…


Top 7 Ways to Protect Your 401(K) From a Stock Market Crash

If you have a 401(k), any other retirement plan, or anything that ties into the stock market in general, then this article is for you. I’m going to tell you seven ways to protect your 401(k) from a stock market crash so that if it does happen, at least you will be prepared. What Is…


There’s a Reason for All the Rules

Sometimes readers take me to task for not explaining a particular facet of the law when I write a column about some Social Security topic or another. I usually respond by pointing out that if I tried to cover every “if, and, or but” associated with whatever Social Security topic I am trying to explain,…


Retire a Millionaire: 9 Steps to Begin Building Your Nest Egg

In your 20s, retirement seems like a distant dream. But, if you don’t start saving while you’re young, that’s exactly what it will remain forever: a dream. Just 39 percent of Americans start saving for retirement in their 20s. If you want to retire a millionaire, you had better be one of them. Here’s how to…