I recently had a call from an individual who had left his job, and he needed to roll over his 401(k). Not having a financial advisor, he relied on the referral of a neighbor on who he should work with. Without doing any more research, he met with the advisor, and the advisor recommended that…
15 Side Hustles to Earn Money Online After Retirement
You’ve clocked out of the 9-to-5 and are ready to enjoy your golden years. Maybe you’re even planning on getting a part-time job or volunteering at a local organization. However, what if we told you that you could make money online as a retiree? Sounds pretty great, right? It turns out that anyone can make…
5 Ways to Maximize Your Social Security Payments
By James Royal From Bankrate.com Social Security provides a secure, fixed income to retirees and others, helping many to afford their golden years. Given the fact that you get reliable money for the rest of your life, many people want to max out their monthly check. But how do you do that? Broadly speaking, you…
What Is an Immediate Annuity
Last week I turned on the air conditioner for the first time this year. Much to my chagrin, it wasn’t working properly. So, I had to have someone come out and fix it—unless I wanted to sweat my keister off all summer. But, what if I didn’t have the money on hand to repair the…
7 Mistakes You Are Making About Retirement
How’s your retirement fund looking these days? For 40 percent of non-retired adults, they believe that their retirement saving is on track. But, for the other 60 percent of people? They don’t feel this way. To be fair, those who feel that their financial future isn’t looking too bright didn’t intentionally sabotage their retirement. Instead, they just made some mistakes…
Why You Should Add Government Bonds to Your Portfolio
One way to protect your investments from the fluctuations in the market is to invest in government bonds. These financial instruments—also referred to as treasury direct bonds or Treasury securities—can help stabilize your investment money and balance your portfolio because they are backed by the credit of the U.S. government. There are several types of…
10 Things They Don’t Tell You About Helping Your Parents Retire
While my parents were always able to make ends meet, there wasn’t much leftover. That meant that there wasn’t much wiggle room for unnecessary spending. However, I didn’t realize that that also meant that my parents weren’t prepared for retirement. While they do get Social Security and a small pension, money is tight for them. It’s…
Give Yourself a “Bonus”: How to Maximize Your Social Security Payout
Most Americans are playing catch up when it comes to retirement savings. Even if you make a sizable income, putting away money for retirement is challenging. There is always some necessity with which you must deal. So, making sure you receive the most retirement income possible from Social Security is essential. Fortunately, there are some…
Guard Your Pension! Understand Defined-Contribution Plan vs Defined-Benefit Plan
We often talk about retirement and pensions as though they’re the same thing. When we retire, we receive a pension, and we become pensioners. But a pension has a specific meaning. It refers to a particularly kind of retirement plan. An employer makes contributions to a pool of funds. It invests the funds for the…
How Technology Is Transforming Retirement Preparation
People often say it’s never too early to start when it comes to retirement planning. However, many individuals feel a bit taken aback by the overall process and find it overwhelming. Fortunately, just as technology has caused a revolution in many parts of society, it has similarly affected how people get ready for retirement. Here…
US News
RSS Error: A feed could not be found at `https://www.theepochtimes.com/c-us/feed`; the status code is `200` and content-type is `text/html; charset=utf-8`