Category: ramseysolutions

Pull From Stocks and Put Toward Mortgage?

June 26, 2023
Brightinvestingmoneypersonal financeramseysolutions
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Dear Dave, I bought a house about a year ago. Currently, I have $45,000 sitting in an account with a money manager. I’ve had this account for a little over three years, and the investment hasn’t grown much, if at all. Under the circumstances, and being single, too, would it be better to pull the…

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Your Financial Life Depends on It

June 22, 2023
Brightdebtmoneypersonal financeramseysolutionsrelationships
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Dear Dave, I’ve been struggling for about a year, ever since I made a stupid new-college-graduate decision to finance a car. It’s a 2018 Jeep Compass, and I owe $21,000 on it. The trade-in value is about $11,000, so I really got stung on the sticker price and everything else. I also have $85,000 in…

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Don’t Buy a Home When You’re Broke and in Debt

April 10, 2023
Brighthomeownershipmoneypersonal financeramseysolutionsreal estate
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Dear Dave, I’m thinking more seriously about buying a home in the next year or so. It seems like the housing market has cooled off a bit, so I am also planning to get a secured credit card to help me rebuild my credit score in the meantime. I make $60,000 a year, and I…

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