Category: personal finance

More Americans Turning to Buy Now, Pay Later Apps for Everyday Buys: Survey

Americans are increasingly turning to buy now, pay later (BNPL) apps to purchase their daily needs amid sky-high inflation, according to a new survey. BNPL options allow consumers to pay for purchases in installments. A new LendingTree survey shows that about 46 percent of consumers used BNPL this year, up from 43 percent a year ago…


You Really Can Recover From Dumb Money Mistakes

During the 13 years it took for my husband and me to get out the horrible debt mess of my creation, I learned how important it is to deal with mistakes as they happen so they don’t morph into major setbacks. No one is perfect. You’re going to make mistakes, and when you do, you…



IRS Says Little Time Left to Claim Your Portion of the $1.5 Billion in Tax Refunds

The Internal Revenue Service (IRS) has revealed that many people have not yet received their tax refunds for 2019. The announcement states that there is as much as $1.5 billion in unclaimed tax refunds. The 2019 tax forms were not due in April 2020 because of the COVID-19 pandemic. The IRS delayed the required filing…


Bank Rates Are Up. How to Avoid Leaving Money on the Table

NEW YORK—Moving your savings around by opening a new account and closing an old one can seem like a hassle. But it’s a use of time that can pay off. After years of paying low rates for savers, banks are finally offering better interest on deposits. Though the increases may seem small, compounding interest adds…


Shop for a More Rewarding Credit Card

By Lisa Gerstner From Kiplinger’s Personal Finance Is your old rewards credit card not so rewarding any more? If so, you might want to shop for a new one. “Many changes over the last few years have brought more value to regular, everyday spending,” says Cyndie Martini, CEO and founder of card-processing platform Member Access…


Cash Use Rises as Households Struggle to Cope With High Inflation

Cash payments have made a comeback as households struggle to cope with high inflation, according to a new study. After decades of falling cash use, the impact of the rapid inflation growth has been reversing the trend toward digital. Credit Karma and The Harris Poll conducted a survey last month, which showed that 53 percent of…


Closing Prices for Crude Oil, Gold and Other Commodities (Apr. 28)

Benchmark U.S. crude oil for June delivery rose $2.02 to $76.78 a barrel Friday. Brent crude for June delivery rose $1.17 to $79.54 a barrel. Wholesale gasoline for May delivery rose 5 cents $2.58 a gallon. May heating oil rose 3 cents $2.38 a gallon. June natural gas rose 5 cents to $2.41 per 1,000…


NTD Business (April 28): Digital Health Device Cybersecurity Risk? IRS Hiring More Armed Tax Enforcers

Exxon-Mobil reported bumper profits last quarter, despite falling gas prices. What contributed to the record? You can now add horsepower to an EV Mercedes, but at a cost. The IRS commissioner confirmed the agency is hiring armed tax agents nationwide as part of President Joe Biden’s push to shore up enforcement. But the IRS says…


The Financial Literacy Basics Entrepreneurs Need to Know

By Derek Notman Like most of you, I grew up with virtually no formal training on money. I learned that we definitely need money to get the things we want and one way or another, we have to work for it. Short of getting my passbook savings account back in the ’80s, I was taught…