Dear Dave, In your mind, what are some of the biggest mental and emotional obstacles preventing people from addressing their financial problems? Roger Dear Roger, This is a great question! There are always circumstances beyond our control that can put us in a bad place, financially or otherwise, for a season. But to change your…
Special Report: Money Trail From Daphne Murder Probe Stretches to China
VALLETTA/SHANGHAI—A widening investigation into allegations of high-level corruption on the island of Malta, first levelled by murdered journalist Daphne Caruana Galizia, stretches to China and a $400 million investment into Europe by a Chinese state power company, Reuters has found. Caruana Galizia was murdered in October 2017 as she investigated a web of companies that…
It’ll Work Out Better in the Long Run
Dear Dave, My wife and I are having a financial disagreement. I would like to go ahead and fully fund our Roth IRAs, even though we have about $10,000 in car loan debt. She, on the other hand, thinks we should pay off the debt first. We can probably have either one completed by the…
The Berenstain Bears Could Curb the ‘Stimulus’ Crowd’s Enthusiasm
Commentary “Besides,” added Papa, “sometimes the price of things goes up, like gas. The price of gas for our car went up twenty cents just last week! Maybe the same thing happens with teeth.” – Jan & Mike Berenstain, “The Berenstain Bears and the Tooth Fairy,” p. 8. Sister Bear has just lost a tooth. It had…
Raise Them to Become Great Adults
Dear Dave, Why do you seem to put so much emphasis on teaching young children about money? Isn’t there time for that later when they’re older? Cyndi Dear Cyndi, I firmly believe that one of the best ways you can make sure your kids are ready to face adulthood when the time comes is…
Rules of Engagement: How to NOT Fight With Your Fiance About Money
Dear Carrie: My boyfriend and I just got engaged. While we agree on most things, we seem to have a lot of differences when it comes to handling money and have had several arguments about it. How can we keep this from becoming an ongoing problem?—A Reader Dear Readers: “How to avoid fighting about money”…
How to Have Meaningful Conversations About Money With Your Spouse
My dad, Dave Ramsey, filed for bankruptcy the year I was born. My older sister was about three. So, with a brand-new baby, a toddler, and as dad says all the time, “a marriage hanging by a thread,” things hit rock bottom. Hard. It took them a good five years to climb out of that hole—right around…
Don’t Embrace the Wrong Things
Dear Dave, Your plan has been a lifesaver for us. Why do you think some people are unwilling to listen to good advice, and make changes in their finances? Tammi Dear Tammi, Thank you so much for all the kind words. I’m really proud of you two for putting in the effort and hard…
Working Mom Shares Incredible Money-Saving Tip From Dad Who Retired at 54, Takes Leave to Raise Kids
Working mom Katie Oelker learned much of what she knows about money from her father, an accountant, while growing up and observing him advise others at the big retail corporation where he worked. As an adult, she received tailored advice from him with her future’s security in mind. Start investing for retirement as soon as…
Do Some of All Three, and Enjoy the Ride
Dear Dave, I was talking to a friend the other day, and I couldn’t remember what you said about the three good uses for money and why each is important. Would you go over them again? Albert Dear Albert, I’ve been doing this for a lot of years, and after all that time studying finance…
US News
RSS Error: A feed could not be found at `https://www.theepochtimes.com/c-us/feed`; the status code is `200` and content-type is `text/html; charset=utf-8`