I probably have written more than 100 columns about the obsession older adults have with “maximizing” their Social Security retirement benefits. I’m not going to get into that issue today. I personally don’t think it’s always the right move. But if you’re determined to employ these alleged strategies (which almost always mean delaying starting your…
Keep Things Friendly, but Reach an Understanding
Dear Dave, My husband and I own a small business. We have a large account providing wholesale items to a client. Our original agreement was to work on 30-day payment periods, but he is three months behind on the bill. We live in a small town, and the businesses here stick together and help each…
4 Ways to Avoid Impulse Buying at the Grocery Store
Perhaps you’ve noticed that it’s not easy to get out of the typical American supermarket with exactly what you went in to purchase. Believe it or not, a lot of behavioral science goes into the way that store is designed and laid out with a single purpose in mind—to get you to buy more than…
6 Ways to Give Yourself a Tax-Free Raise
These days, with the cost of just about everything going up, who isn’t looking for ways to increase their income? If you’re hoping the boss will come through with a healthy raise, your unemployment benefits will be extended, or Uncle Sam approves a healthy cost-of-living increase on your benefit check, I wouldn’t get too excited….
What to Do When the SSA Steers You Wrong
These are the columns I hate to write. Columns that are critical of some of my former colleagues at the Social Security Administration. But doggone it. Almost every day, I hear from readers who have been misled by an SSA representative. I know we’re all human and we all can make mistakes. And giving out…
Why Are Real Estate Companies Advertising They Will Buy Your House?
Dear Monty: We are not planning on selling our home just yet. One of the curious observations we have is that real estate companies have started to promote buying our home within the last year. The idea is that by selling directly to a real estate company, we can avoid the hassle and uncertainty involved…
Work First, Play Later
Dear Dave, I brought about $15,000 in student loan debt into our marriage. I’m 26, my wife is 27, and we’ve been married a little over a year. During that time, our parents have helped us out with financial gifts occasionally. Whenever this happens, my wife and I get into an argument. She likes to…
11-Year-Old Boys Find 400 Pounds on Ground—But Do the Right Thing, Turn In the Cash
Two 11-year-old boys biked into town on their own to buy candy and hang out one summer’s day in August—when they made a startling discovery. They found a huge wad of cash on the ground in the market. But instead of pocketing the money, the pals decided to do the right thing by handing it to a…
German Finance Ministry Raided in Money Laundering Probe
BERLIN—German prosecutors raided the finance and justice ministries on Thursday as part of an investigation into possible obstruction of justice by the government’s anti-money laundering agency. The probe into the Financial Intelligence Unit, an agency of the finance ministry under SPD chancellor candidate Olaf Scholz, is looking at whether the division failed to act on…
Soros Says BlackRock’s China Investments Likely to Lose Money: WSJ
Billionaire investor George Soros said BlackRock investing billions of dollars into China now is a “mistake” and will likely lose money for the asset manager’s clients, according to an opinion piece in The Wall Street Journal. “Pouring billions of dollars into China now is a tragic mistake,” Soros wrote in the op-ed. “It is likely…
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