When people read about failed investments, a common misconception is that the victims must not have thought things through carefully enough or made other “stupid” decisions. Unfortunately, however, intelligent people can fall into the trap of investment and money-making opportunities that are not expected and could even evolve into total scams. Here are some compelling…
Closing Prices for Crude Oil, Gold and Other Commodities (Jan. 6)
January 6, 2023
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Benchmark U.S. crude oil for February delivery rose 10 cents to $73.77 a barrel Friday. Brent crude for March delivery fell 12 cents to $78.57 a barrel. Wholesale gasoline for February delivery fell 3 cents to $2.24 a gallon. February heating oil rose 3 cents to $3 a gallon. February natural gas fell 1 cent…
Money Mistakes Many People Make Before Refinancing Their Home
January 5, 2023
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BrightbudgetingDebt ManagementEstateinvestingmortgagepersonal financereal estaterefinancingWealth Management
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Just as deciding when to take advantage of 4th and goal, refinancing a home has many opportunities and pitfalls. The reason you might consider a refinance is that you want to pay less interest. Or, if you need to put some money towards another expense, you can take some money out of your house. It’s…
Closing Prices for Crude Oil, Gold and Other Commodities (Jan. 5)
January 5, 2023
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Benchmark U.S. crude oil for February delivery rose 83 cents to $73.67 a barrel Thursday. Brent crude for March delivery rose 85 cents to $78.69 a barrel. Wholesale gasoline for February delivery rose 1 cent to $2.27 a gallon. February heating oil was unchanged at $2.97 a gallon. February natural gas fell 45 cents to…
Closing Prices for Crude Oil, Gold and Other Commodities (Jan. 4)
January 4, 2023
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Benchmark U.S. crude oil for February delivery fell $4.09 to $72.84 a barrel Wednesday. Brent crude for March delivery fell $4.26 to $77.84 a barrel. Wholesale gasoline for February delivery fell 10 cents to $2.26 a gallon. February heating oil fell 12 cents to $2.97 a gallon. February natural gas rose 18 cents to $4.17…
Invest in Yourself for Terrific Returns
“True wealth is about taking control of your future and making conscious decisions about what you really want in life,” say authors Marc Eisenson, Gerri Detweiler and Nancy Castleman in their book “Invest In Yourself: Six Secrets to a Rich Life.” To create a rich life, these three respected consumer advocates encourage readers to diversify…
Closing Prices for Crude Oil, Gold and Other Commodities (Jan. 3)
January 3, 2023
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Benchmark U.S. crude oil for February delivery fell $3.33 to $76.93 a barrel Tuesday. Brent crude for March delivery fell $3.81 to $82.10 a barrel. Wholesale gasoline for February delivery fell 12 cents to $2.36 a gallon. February heating oil fell 21 cents to $3.09 a gallon. February natural gas fell 49 cents to $3.99…
Annuity Market Will Cool in 2023 as Interest Costs Soar: Expert Forecast
January 2, 2023
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A tumbling stock market and higher interest rates are forcing consumers to buy annuities. According to LIMRA, a trade group for the insurance industry, annuity sales in the third quarter of 2022 approached $80 billion, just beating the $79.4 billion record set in Q2. It’s an impressive 27 percent increase over last year. As in…
Investing: Most of the Bad News Is Baked In
By Anne Kates Smith From Kiplinger’s Personal Finance Lori Calvasina, head of U.S. equity strategy for RBC Capital Markets, offers insight into the investing forecast. Question: What’s your outlook for U.S. stocks? Answer: Over the next couple of quarters, things will continue to be choppy. The markets are in the middle of a bottoming process,…
Can a Married Couple Qualify for First-Time Home Benefits Twice?
December 31, 2022
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Purchasing a home is probably the biggest expenditure you’ll ever have. So, of course, trying to save money is a goal many buyers have. That’s why qualifying for first-time home benefits is so important. But what if you’ve taken advantage of this program in the past? Is there a way to take advantage of it…
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