Category: Everyday Cheapskate

Flavored Vinegars Make Elegant Holiday Gifts

Just as I was wondering what on earth I would do with all of the basil, oregano, and chives in my garden, here came a note from Ginny M. of Minnesota: “I love using flavored vinegars. How can I make my own?” Her note reminded me that herb vinegars are so easy to make, but…


October Is the Best Time to Buy These Things

And just like that, autumn has arrived! Oh, how I love this time of year! Cooler weather, sweaters, scarves, pumpkin pie, and beautiful fall colors make this, for me, the very best time of year. And there’s more—bargains galore await as we head in. Here’s a quick rundown of bargains we’re sure to find during…


What to Do When You Have Too Many of These Things

Before we get going here, and in the interest of full disclosure, I have an inner hoarder who puts up quite a fuss from time to time. I’ve managed to tame her, but now and again, she gets out. Before I know it, I have 48 boxes of borax on my storage shelves or 9,082…


Knowing Your Cleaning Products Is Good for Your Health and Wealth

Two women. Different locations. Same accident. Both were using an ordinary commercial toilet bowl cleaner containing ammonia and weren’t satisfied with the way it was removing stains. Each added household chlorine bleach to that commercial product and stirred with a brush. One died quickly; the other spent a long time in the hospital. Here’s the…


Ask Me Anything: Christmas Clubs, Bank Sale, and Credit Counseling

Dear Mary: Whatever happened to bank-sponsored Christmas clubs? —Ted Dear Ted: They all but disappeared when credit cards became so popular. The new attitude was, “Why worry about it? I’ll just use my credit cards and pay for it later.” Bad idea. Good news: Christmas clubs are making a comeback (so are layaway plans). They…


With Meal Planning, Think Cost per Serving, Not Price per Pound

Pop quiz: Which is the better buy? Pork tenderloin for $2.97 per pound or boneless pork chops at $3.47 per pound—taken from my local supermarket’s weekly ad? If you answered the tenderloin, you’re in good company. Most of us would, but we’d be wrong. Price per pound can be misleading because not all cuts of…


Widen the Gap With Homemade Bread

If you’ve read my book, “7 Money Rules for Life,” you know that rule No. 1 is so simple it would be easy to overlook it as being too elementary. Here it is: Spend less than you earn. Now, let’s think about this. “Spend less than you earn” is not the same as “Don’t spend…


4 Ways to Avoid Impulse Buying at the Grocery Store

Perhaps you’ve noticed that it’s not easy to get out of the typical American supermarket with exactly what you went in to purchase. Believe it or not, a lot of behavioral science goes into the way that store is designed and laid out with a single purpose in mind—to get you to buy more than…


6 Ways to Give Yourself a Tax-Free Raise

These days, with the cost of just about everything going up, who isn’t looking for ways to increase their income? If you’re hoping the boss will come through with a healthy raise, your unemployment benefits will be extended, or Uncle Sam approves a healthy cost-of-living increase on your benefit check, I wouldn’t get too excited….


How to Regrow Scallions and Other Vegetables from Scraps

At our house, we’re getting much better with storing and using up produce. In fact, we’ve all but completely stopped throwing rotten produce into the garbage. Now, I’m taking it further by actually regrowing vegetables from scraps—in the kitchen window! It’s like my inner gardener has come out to play, and not a moment too…