By Steve Rosen My position on President Joe Biden’s plan to wipe the slate clean for borrowers on billions of dollars in federal student loan debt: I don’t like it. I understand why there are many arguments in support of the White House plan. But, like many readers, I feel it’s a slap in the…
Kids and Money: Scammers Gear up for Student Loan Cancellations
By Steve Rosen Like it or not, millions of federal student loan borrowers now have a life-changing opportunity to escape the burden of heavy debt, thanks to President Joe Biden’s debt cancelation plan. But for scammers, crooks, and other near-do-wells, the debt relief plan presents opportunities of a different kind. The same with the federal student…
Do’s and Don’ts of Saving During a Recession
By Liz Hund From Bankrate Strategies to build your savings during a recession may involve adjusting your savings goals and cutting expenses, while paying down loans and avoiding additional debt. Getting into the habit of saving money takes discipline and can be challenging even during non-recessionary times. To help you navigate saving during a period of economic…
Still No Answer to the Question: Who Pays for Loan Forgiveness?
September 1, 2022
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It has been more than a week, and there is still no coherent answer out of the Biden administration to the question of who will pay for student loan forgiveness, which may cost Americans anywhere between $300–500 billion by the time it’s all done. For background, the White House announced, on Aug. 24, 2022, that…
Paycheck 101: A College Grad’s Guide for How to Manage a Paycheck
There you are, a college graduate with your newly minted degree in one hand and a new job in the other — or the confidence that you will have one soon. For years you’ve waited for a real job with a real paycheck to get a decent car, apartment and respectable wardrobe. After all, these…
China’s Economy Is Destined to Collapse
August 25, 2022
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Commentary I have been detailing the problems in the world economy in several of my previous posts. Now, it’s time to explain where it all began and why the situation in the global economy is so precarious. It all starts with China. As I mentioned before, in late 2016 I was baffled. The world had…
LIVE 12 PM ET: NTD News Today Full Broadcast (August 25)
A fierce debate over President Biden’s plan to cancel student debt for millions of Americans. Is he doing enough, or too much? A fee on greenhouse gas emissions is coming. It’s the first of its kind. Congress passed it as part of the Inflation Reduction Act. More migrant adults apprehended at the border. Find out…
DOJ Releases Robert Mueller-Era Memo on Trump; DHS Terminates Disinformation Governance Board | NTD
A fierce debate over President Biden’s plan to cancel student debt for millions of Americans. Is he doing enough, or too much? A fee on greenhouse gas emissions is coming. It’s the first of its kind. Congress passed it as part of the Inflation Reduction Act. More migrant adults apprehended at the border. Find out…
US Households Struggling to Save in an Inflationary Economy
A new report revealed that U.S. households are increasingly struggling to save money as the cost of living continues to impact Americans. According to Morning Consult‘s Household Finances & Spending survey in July, the share of adults who had money left over after paying monthly expenses declined for all income categories. Fewer than 40 percent…
Bad Debt vs Good Debt: A Useful Guide
In previous articles, I have used the terms “good debt” and “bad debt,” and the latter term undoubtedly has seemed like somewhat of an oxymoron to some. Getting into debt is considered a cardinal sin to many who give advice within the personal finance world. But, while some high-interest debt, such as credit cards, can…
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