Although very popular and quickly becoming mainstream, cryptocurrency is something that still seems to confuse many people. Throw in a new financial system made up of FinTech companies that provide crypto loans and other crypto-related services. Then things start getting even more confusing, which is why all efforts to unravel this new technology are essential…
Does Crypto Lending Affect Your Credit Score?
June 19, 2022
admin
Alternative InvestmentsBrightbudgetingcredit scoreCredit Scorescryptocrypto loancrypto loanscryptocurrenciesinvestingpersonal finance
0 Comment
Fast, Easy Money Hacks to Get out of Debt Fast
Debt—ah, that four-letter word that sparks fear and frustration to the hearts and minds of a lot of people today. Having debt can be extremely frustrating. Debt is discouraging especially if your goal this year or in the next few years is to be financially independent. Really, COVID has put us all under a debt…
Don’t Make This Critical Credit Card Mistake that Costs You Big
May 29, 2022
admin
bad habitsBrightbudgetingCredit Cardscredit scoreCredit ScoresCritical Credit Card Mistakeimprove credit scorespersonal finance
0 Comment
A survey found that 43 million Americans carried a credit card balance to help improve their credit score. But there’s a big problem with that strategy: carrying a balance does not help your credit score! This is one of the most popular myths with credit and something you should avoid. Follow along to learn why you…
Like It or Not, You Need a Good Credit Score
In my perfect world, there would be no credit scores. And while I do not believe that credit is necessarily evil, in that perfect world of mine, there would be no need for any of that because it would be, well … perfect! Back to reality. There are myriad reasons we need to have good…
A 6-step Guide to Building a Solid Credit Score
May 9, 2022
admin
Brightbudgetingcredit scoreCredit Scoresimprove credit scorespersonal financeSolid Credit ScoreUncategorized
0 Comment
By Aidan Sowa Credit rating is a crucial factor not just in securing a mortgage, credit card, or loan—it can dramatically affect everything from car insurance and mobile phone contract rates to overall employability. What Is a Credit Score? Put simply, this is a three-digit number any lender looks at to estimate how risky a…
10 Things You Need to Know About Your Credit Score
What you may not know about your credit score can hurt you. Did you know that the average American credit score is a 669-699. Sounds great right? It might sound amazing but if you, the average person, upped their credit score by 50 points, they would lower their mortgage interest rate by 0.5 percent. 20…
3 Credit Secrets Millionaires Use as Leverage
By Antoine Sallis As the old saying goes, the rich get richer while the poor get poorer, but why is it that some people seem to have the knack for accumulating wealth, seemingly without much effort? Are these people born lucky, or are they simply privileged? What’s certain is that in order to manage money successfully,…
The Real Difference Between a Personal and Business Credit Card
By Jared Hecht If you’re a business owner, there are dozens of reasons to have a credit card. For one thing, they are a great way to keep track of all your business expenses in one place. They also offer opportunities to earn points or rewards on purchases you would make anyway. Not to mention, they…
10 Ways to Improve Your Credit Score
Excerpted from Dirty Little Secrets: What the Credit Bureaus Won’t Tell You The information on your credit report directly impacts your credit score. In fact, it’s the only thing that impacts your score. Your credit score in turn determines your ability to obtain credit and potentially be approved for loans. Having a poor credit score…
8 Tactics to Break Credit Card Debt Cycles
Upon paying off between $12,000 and $15,000 in credit card debt in 2019, Yamiesha Bell, a special education teacher in New York, didn’t break up with her credit cards. With goals to buy a car and a house, Bell hoped to preserve her credit history by keeping her cards open and active. “I needed to…
US News
RSS Error: A feed could not be found at `https://www.theepochtimes.com/c-us/feed`; the status code is `200` and content-type is `text/html; charset=utf-8`