Category: build credit

Congratulations, Graduate! Now, Grow Your Wealth!

Congratulations, new graduate!  Now that you have your sheepskin in hand, it’s time to really grow up and start accreting personal wealth. But first, let’s assume a few things: 1. You’re not pursuing a graduate degree. 2. You have a plan to obtain whatever professional credentials or certifications you need or want. 3. You’re circumstances don’t…


How Can I Build Credit?

Financial success is largely determined by your credit score. After all, having good or excellent credit will lower your interest rates, access perks like rewards, and gives you more negotiating power. And, it can also give you more opportunities to build your credit. What if you have poor credit? Well, for the 16 percent of Americans with a…