Category: budgeting

How to Buy Organic Food for Less

Many people think that organic food reduces exposure to added chemicals. For example, organic foods don’t have added hormones, and they reduce exposure to antibiotic-resistant bacteria. The result is that organic food has become popular. But, unfortunately, with that increased popularity comes the expense. Organic food, therefore, can be an expensive addition to your grocery…


Va. Chef Shares Tips on How to Feed a Family of 5 for Less in ‘Break Bread on a Budget’

By Rekaya Gibson From The Virginian-Pilot Norfolk—Lexy Rogers hopes to teach people how to make easy, soulful meals with her debut cookbook, “Break Bread on a Budget: Ordinary Ingredients, Extraordinary Meals,” which was released April 4. She should know since she’s a private chef, Air Force wife, and mother of three living in Hampton, Virginia….


How to Cut Costs by Self-Managing Your Rental Properties

By Dave Spooner Many small to mid-sized landlords want to self-manage their rental properties, and for good reason. Above all, self-managing your properties means more take-home revenue—you won’t have to say goodbye to a large portion of your rental income each month to pay a property manager or company. Another benefit is that you’ll be…


A Savvy Shopper’s Secrets for Buying in Bulk: How to Tell a Bum Deal from a Real Steal

Buying in bulk is an article of faith in these cost-conscious times, and judging by the boom in discount warehouse paradises and mega-markets, the trend is showing no sign of slacking. But is bulk buying really the answer to our prayers? That depends. When you first visit a discount warehouse, it’s stunning—aisle after aisle of…


14 Ways to Revamp Your Personal Finances Even When Money is Tight

Many of the opportunities available to you are dictated by your financial situation, making it difficult to overstate the importance of taking care of your personal finances. When it comes to managing money, most of us have room for improvement. Understanding your current financial situation, setting goals, and making a plan are all important steps…


4 Ways to Deal With High Interest Rates in Every Part of Your Business

By Daniel Altman Thanks to inflation and the Federal Reserve’s response, interest rates are now at their highest levels in 15 years. The nationwide average for 30-year mortgages is over 6 percent, credit card rates have gone north of 23 percent and even the federal government is paying close to 5 percent on an annual…


Small Efforts Repeated Equal Big Savings

Next to the rent or mortgage payment, food is likely your biggest household expense. And have you noticed food prices steadily creeping into the stratosphere? A little here, some more there doesn’t seem too bad until you get through the checkout. Wow, $100 doesn’t go so far these days! But you can make it go…


How to Afford the Big Stuff

One day the market is crashing, inflation is climbing. The next day it seems like everything’s coming up roses. No matter how the economy’s swinging, your mortgage and car payments are still lurking in the shadows, waiting to pounce. And then there are the big-ticket items. A busted water heater often comes without warning and…


How to Use a Tax Refund to Fight Inflation

If inflation has eaten away at your budget the way waves erode a beach, then your tax refund might just provide a much-needed protective barrier. As of March, prices are up 6 percent over the past 12 months, according to the most recent consumer price index. At the same time, just over half of filers…


The Best Money Advice You’ll Ever Get

What we all really need is the money-saving know-how that will stand strong throughout life and help us build a nest egg. So I asked some prominent experts how they save. What could we all be doing better? Their answers may surprise you. They’re not complicated at all—just simple, commonsense wisdom that will have you…