Gold prices were flat on Wednesday as hawkish comments from U.S. Federal Reserve officials bolstered the dollar and Treasury yields to multi-year highs, denting bullion’s safe-haven demand and offsetting support from uncertainty around the Ukraine war. Spot gold was flat at $1,922.59 per ounce, as of 3:20 a.m. GMT, after declining 0.4 percent earlier in…
Gold Prices Flat as Firmer Dollar, Yields Dim Safe-Haven Demand
April 6, 2022
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How US Banks Are Dipping Their Toes in the Crypto Water
April 6, 2022
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Last week, a top U.S. banking regulator warned of growing risks as banks start to capitalize on the popularity of cryptocurrencies to offer related services to clients. Here is how some of the biggest banks operating in the United States have gotten involved in crypto: Custody Services Bank of New York Mellon announced in February…
Millennial: Take Your Money to the Next Level
Millennials may still feel quite young (despite those pesky gray hairs and less-than-fine lines), but in so many ways, we have adulted. So it’s time for our money management to grow up a bit, too. Your financial to-do list is small but mighty in your 20s. Setting up automatic transfers to a high-yield savings account,…
How to Budget an Irregular Income
All over the world, there are people just like us who have a different income one month to the next. The self employed, sales people, people who have on target earnings, people working on zero hours contracts, and month to month, there are good times and bad times. So, how do we budget for that?…
How Buy Now, Pay Later Loans Could Alter Credit
Expanding access to credit is a worthy goal. Too many people can’t get a mortgage or an emergency loan at a reasonable rate because they can’t show a solid credit history. They may pay more for insurance or make large security deposits to get utilities or rent an apartment. Recently, the three major credit bureaus…
How to Put Your Tax Refund to Work for You
April 5, 2022
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If you’re eagerly anticipating a tax refund in the coming weeks, you have good reason to be optimistic: The IRS reports that about 77 percent of tax returns filed last year generated a refund, and the average refund was $2,815. Even though what can feel like a gift from the government is actually a delayed…
How to Cosign Responsibly on a Mortgage
Buying a house is an exhilarating stage in life. A home to call your own. Many people who today are homeowners would not have been able to get to the point of buying their house without the advantage of a cosigner. According to Forbes, one in six adults have cosigned on a loan at some…
Forget the Fed, Pay Off Your Credit Card Debt
The cost of everything keeps creeping up. And if you happen to have credit card debt, that’s about to get a bit more expensive too, thanks to a series of interest rate increases beginning this month. With inflation at its highest rate since the early 1980s , the Federal Reserve is adjusting interest rates to…
The Ultimate Guide To Save Money 5: Retirement Funds
April 3, 2022
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Savings accounts, bonds, stocks, and real estate are all places in which you can put your savings so that they’ll be safe for the future. Any investment can go down as well as up but if you balance your savings portfolio carefully, you should find that its value grows over the years. Those savings, though,…
The Ultimate Guide To Save Money 4: The Right Place to Put Your Savings
April 3, 2022
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You’ve paid off your credit card debt. You’ve cancelled subscriptions to services you don’t use. You’ve found others way to reduce your spending, and you now have more coming in than going out each month. You’re saving money. What are you going to do with all that money? While the simplest option might be to…
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