Category: budgeting

The 21 Best Financial Habits to Develop at Every Age

Your financial health and potential for building wealth are dependent on your habits. Short of winning the lottery or receiving a massive inheritance, the best financial habits involve those little decisions you make every day and every week. Developing these habits all at once is problematic. First, there is a steep learning curve. Second, not…


In Unearthed Interview, X-men Creator Stan Lee Reveals How Being Lazy Led to a $6 Billion Idea

By Dan Bova In a 2014 interview with Rolling Stone, comic book icon Stan Lee (who was 91 at the time) gave a long-ranging interview about the birth and evolution of Marvel Comics. He elucidated the incredible burst of creativity he had in the 1960s alongside artists like Jack Kirby and Steve Ditko, leading to…


What Not to Do With Your Tax Refund

Tax time: that interesting time of year when ordinarily smart people begin to make really dumb financial decisions. Isn’t it amazing to watch what a little extra cash, otherwise known as a tax refund, lining the pockets can do? Random online polls suggest that 61 percent of U.S. taxpayers expect that this year, they’ll receive…


Find Out and Fix What Big Data Says About You

I thought I knew all about the information that consumer reporting agencies were collecting on me. Then I discovered The Work Number—a database that reports every paycheck I’ve received from my company, with net and gross amounts, going back to my hire date six years ago. Another consumer reporting agency shows the results of a…


Watch for Debt Collectors, Scams on Social

Social media is where you watch cooking videos, gaze at photos of dreamy travel destinations, and doomscroll through endless news headlines. Now, sites like Instagram, Facebook, and Twitter could also be where debt collectors slide into your Debt Management Services (DMs). In late 2021, rule changes under the Fair Debt Collection Practices Act (FDCPA) went…


Spring-Clean Finances With Some Automation

Automating financial tasks sounds like the perfect way to check mundane items like saving and paying bills off your to-do list with minimal effort. But there’s a potential downside to giving up manual control. When you automate bills, you may be less likely to review them and notice errors, or to catch yourself overspending. When…


Social Security Benefits for Widows

I’ve saved up some questions that are either from widows or from husbands or wives wondering about future widow’s benefits. Here are some of them. Q: I want to make sure my wife gets the highest widow’s benefits possible after I’m gone. How do I do that? A: If that’s your only goal with respect…


The Richest Person on Earth Breaks Every Rule. You Should Too

By Liliana Pertenava Who is Elon Musk? Is he an entrepreneur? An immigrant success story? A Twitter troll? Labels are important, because they give us context for what to expect from a person. Musk most recently earned the title of the richest person on earth, but I’d argue, “most influential person on Earth” might be…


8 Tactics to Break Credit Card Debt Cycles

Upon paying off between $12,000 and $15,000 in credit card debt in 2019, Yamiesha Bell, a special education teacher in New York, didn’t break up with her credit cards. With goals to buy a car and a house, Bell hoped to preserve her credit history by keeping her cards open and active. “I needed to…


Are You Financially Literate?

Financial literacy is the possession of skills that allows people to make smart decisions with their money. Although understanding stats and facts about money is great, no one has truly grasped financial literacy until they can regularly do the right things with money that lead to the right financial outcomes. When you have this skill set, you’re able to understand…