A living will provides people a way to direct future health care decisions by documenting them before one becomes unable to do so. It cannot be overridden by the family once created. The document differs from a last will and testament that deals specifically with one’s property and assets. A living wills is also known…
6 Things You Must Quit Doing Now If You Want to Be More Successful
By Travis Bradberry Most of us grew up hearing the mantra “don’t be a quitter,” and we’ve internalized it to the point where we feel guilty even if we don’t finish a book that’s boring us to death. Our parents weren’t entirely wrong in saying that persistence is necessary for success, but sometimes quitting is the…
Small-Scale Business Ideas
April 23, 2022
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Do you dream of becoming your own boss? Start small and grow. That’s what everyone thinks of when a small business comes into mind. While you might think of starting your own business, the struggle to choose a real business from the many ideas in the market can be a challenge. When starting a small-scale…
3 Strategies Creates 13 Streams of Income
By Maurice Pennington In 10 years of running businesses alongside my wife, we know how appealing it is to increase top-line growth. The question we’ve actively asked is: How do you make more without adding more work, more hours, and more effort into what’s already taking your full attention? Before we jump into how to…
10 Ways to Improve Your Credit Score
Excerpted from Dirty Little Secrets: What the Credit Bureaus Won’t Tell You The information on your credit report directly impacts your credit score. In fact, it’s the only thing that impacts your score. Your credit score in turn determines your ability to obtain credit and potentially be approved for loans. Having a poor credit score…
She Created the Tinder for Clothing. Then a $30 Million Competitor Came Along
By Jason Feifer When Madison Semarjian was a college freshman, she had an idea for an app: It would be like Tinder, but for clothing. She imagined the app could use AI to learn her personal style and then pull together outfits from a wide range of retailers. If she liked what she saw, she…
Subscriptions Are Coming to Travel, Should You Get on Board
April 21, 2022
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Subscriptions have seeped into nearly every consumer industry, from TV to tacos. There are even services that help subscribers cancel all their subscriptions. But one industry has notably lagged: travel. That could be changing. The market for travel subscriptions has started to expand and includes cheap flights, airport lounges, luxury accommodations and high-end credit cards….
Focus on the Debt First, Then Save and Invest
Dear Dave, My husband and I have paid off all our credit card debt, and we are following your Baby Steps plan. We still owe about $40,000 on two cars, and our combined income is around $150,000. Since we have a good income, we were thinking about finishing our emergency fund and contributing to our…
The Secret to Trader Joe’s Success? Embracing This Japanese Business Strategy
April 20, 2022
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By Aytekin Tank “The starting point for improvement is to recognize the need. This comes from recognition of a problem. If no problem is recognized, there is no recognition of the need for improvement. Complacency is the archenemy of kaizen.”—Masaaki Imai, Kaizen: The Key To Japan’s Competitive Success The philosophy of kaizen—or continuous improvement—is a…
Skipped College in 2021? Enroll This Fall
April 19, 2022
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The pandemic upended what it meant to be a college student as newfound barriers to learning cropped up in spring 2020: In-person classes were forced online, family obligations became more pronounced and economic difficulties spread. “All of these factors just came together to create this perfect storm,” says Mamie Voight, president and CEO of the…
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