Category: budgeting

10 Things You Need to Know About Your Credit Score

What you may not know about your credit score can hurt you. Did you know that the average American credit score is a 669-699. Sounds great right? It might sound amazing but if you, the average person, upped their credit score by 50 points, they would lower their mortgage interest rate by 0.5 percent. 20…


12 Expert Tips to Pay Down Your Mortgage in 10 Years or Less

Purchasing a home is a dream for pretty much everyone. But, taking on that massive debt can prevent you from retiring earlier, sending the kids to college, or taking that dream vacation. Like any other debt, if you’re able to get rid of your mortgage as soon as possible, the better off you’ll be down…


10 Life Hacks From a Millennial Millionaire

By Lewis Howes You are young, ambitious, confident, and you want to be a millionaire? Great! Or maybe you’re ready to take things up a notch and finally start that business you have been dreaming of, but are afraid of the financial risks and not sure you want to give up the perks of a salary…


A Billionaire Who Operates More Than 2,400 Franchises Shares Key Secrets To Success

By Dan Rowe The American idiom “go big or home” totally encapsulates my view of franchising. When someone buys a single unit franchise, they’ve bought themselves a job, but when someone becomes a multi-unit franchise operator, they’ve built themselves an empire. A multi-unit operator is a franchisee that owns more than one franchise location of the…


What to Do When a Loved One Owes You Money and Doesn’t Pay Your Back

Your sibling asked you to cover their rent for a couple of months while they were between jobs. Or maybe you loaned a friend a few hundred bucks for a car repair they couldn’t afford. You’d do anything to help those you love. And you did. But what should you do when they don’t pay…


8 Financial Tips For Young Adults

By John Rampton If you want to achieve your dreams, the act of setting financial goals is vital. How can you comfortably purchase a home, retire, or even go on vacation without a financial goal in place? But, it doesn’t have be a challenge all the time. Sometimes, it’s just about staying focused and avoiding the…


3 Credit Secrets Millionaires Use as Leverage

By Antoine Sallis As the old saying goes, the rich get richer while the poor get poorer, but why is it that some people seem to have the knack for accumulating wealth, seemingly without much effort? Are these people born lucky, or are they simply privileged? What’s certain is that in order to manage money successfully,…


To Fight Inflation, Take Down Food Expenses

Like many shoppers, I’ve noticed my grocery bill getting bigger each week. To compensate for my family’s busy schedule, I’d also been turning to shortcuts like prepackaged snacks and meal kits, which further added to our total bill. To counteract these pressures, I applied all my go-to savings tricks: opting in to my grocery store’s…


Student Loan Forgiveness, What You Need to Know

After going to college or grad school for years, it is easy to understand why starting life with a tremendous student loan debt can be daunting and is undesirable. For some people, it can take years to pay, and student loan debt can make it difficult to get loans for other things. Obtaining student loan…


11 Quotes to Teach You How to Invest Like Ben Graham, the Man Who Taught Warren Buffett

Nearly anyone with an interest in investing knows the name Warren Buffett, the “Oracle of Omaha,” who, along with his partner Charlie Munger, heads holding company and market juggernaut Berkshire Hathaway Inc. Fans of Buffett know that before he became known as one of the most successful investors in history, he was a student of…