Category: budgeting

How to Save More When Inflation Makes Your Money Count Less

When it comes to spending power, inflation means that things cost more and that your money becomes less valuable. When a period of high inflation hits—like right now—you may want to consider changing up the way you handle your finances to help protect the value of your cash. “Inflation is a time for investors and…


18 of the Easiest Money Saving Tips That’ll Make You a Millionaire

Even if you’re modest, I think everyone wouldn’t mind being a millionaire. But, with such an uncertain future is that even possible? Actually. It is. With proper planning, responsible spending habits, and smart investments you can grow your fortune to $1 million and beyond. But, there’s a key part of that equation that shouldn’t be…


Should You Tap Into Personal Savings to Start a Business

By Timothy Carter Building a business takes money. If you’re starting a brick-and-mortar traditional business, it could take tens of thousands of dollars to get things rolling. If you’re dealing with intensive infrastructure needs, you may need even more—in the realm of hundreds of thousands or millions of dollars. At the other end of the spectrum,…


A 6-step Guide to Building a Solid Credit Score

By Aidan Sowa Credit rating is a crucial factor not just in securing a mortgage, credit card, or loan—it can dramatically affect everything from car insurance and mobile phone contract rates to overall employability. What Is a Credit Score? Put simply, this is a three-digit number any lender looks at to estimate how risky a…


12 Simple Ways to Save Money for Summer Vacation

Summer is on the way and you would love to take a vacation with your family—but you are short on money. Although summer is approaching, some simple strategies will help you save enough money to have fun this summer. Saving money often means finding little ways to reduce your spending. Here are twelve ways to…


9 Things to Consider When Integrating a Payment Gateway Into Your Mobile App

With the use of mobile phones and different applications, people now look forward to making payments to various vendors. If you want to develop an eCommerce financial app, it is quite important to integrate a payment gateway to generate more sales and improve the user experience. As per the statistics around 73 percent of total…


8 Ways to Negotiate Your Way to a Higher Salary

By John Boitnott In my time working for and writing about startups, I’ve observed that people who deserve a raise the most are often the least likely to ask for one. It seems like every organization has that one workhorse who completes large numbers of tasks but who doesn’t seem to know their own worth. Sometimes…


If You Want to Be a Millionaire, Start Thinking Like One

By Nick Gilmour If you’ve Googled “how to become a millionaire”, even in half jest, you’re one of tens of millions who dream of becoming financially independent, yet may not be sure where to start or whether you have the capacity. I was at that place—doubting my ability to break through the mental barriers that…


8 Investment Paths You Should Consider in Your 20S

As a 20-something young adult, investment can sometimes seem foreign, especially if you’re not sure where to start. Expert investors and market leaders all suggest that starting sooner than later is one of the best decisions a young adult can make during their 20s. As of 2019, around 47 percent of Americans were not investing…


What Young People Must Know About Entrepreneurship

By Miles Jennings Do young people view entrepreneurship as a viable career option? Not according to a 2015 analysis by The Wall Street Journal that showed that only 3.6 percent of households headed by adults younger than 30 owned stakes in private companies. While media reports glamorize successful entrepreneurs such as Facebook CEO Mark Zuckerberg and Snapchat…