Category: budgeting

Dividend Passive Income: How to Make $1,000 per Month

Would you like to have an extra $1,000 per month? Even if you’re a minimalist, I think most of us would jump at this opportunity. And, for a good reason. An extra grand a month could totally transform your life. In addition to paying off financial debt, you could also invest in your retirement or…


10 Golden Rules to Making Money Online Without Risking Everything

Whether you want to profit off a passion, a side hustle to pay down debt, or make a living without leaving home, there are hundreds of legit ways to make money online. The key, however, is that you need to follow these 10 golden rules to make money online. If you don’t follow a few…


Personal Credit Score Vs Business Credit Score: Everything You Need to Know (And More)

With an estimated 99.95 percent of small business owners and entrepreneurs opting for debt financing, knowing how to prepare your business for a loan application is a must. Among the documents that a lender will review, your personal credit as well as your business credit are criteria that play an important role—both can either assist,…


Instead of Panicking, Deal With Your Student Loans Like a CFO Would

By Henri Steenkamp Today’s students and new graduates are saddled with years upon years of student-loan debt. This type of debt can be difficult for anyone to pay back in a timely, responsible manner, even in the best of times. In fact, many professionals well into their careers continue to struggle with balancing the checkbook and…


10 Pieces of Financial Advice I Wish I Knew in My 20S

By Andrew Medal Your 20s can be one of the most memorable times of your life. After all, you’ve just started to enter the workforce, have little responsibility and finally have a disposable income to call your own. However, even with all the freedom that youth provides, it can come with some significant financial consequences that…


How to Rebuild a Damaged Credit Score

There are many avenues that lead to damaged credit. You might have missed a few payments on an important loan. Maybe you have opened too many credit cards. You might have even defaulted on a mortgage or car loan. This may lead you to wonder how to rebuild a damaged Credit Score. However you got…


How Guests Can Honor Their Budgets in Peak Wedding Season

It’s a banner year for weddings, with industry experts at the Wedding Report predicting that more than 2.5 million couples will tie the knot—a 40-year high. But you might find your finances aren’t quite ready to take on the costs associated with being a wedding guest. Half (50 percent) of Americans say they plan to…


The Best Travel Credit Cards 101

Credit cards have so many benefits which make using them super rewarding. But how do you select the best travel credit cards? Travel cards are credit cards that have travel benefits and protections. When owning a travel card, you can be entitled to perks such as airport lounge access, preferred boarding, free luggage, and more…


Billionaire Naveen Jain’s Secret Sauce for Building Multi-Million Dollar Companies: You Have to Come as Naive

By Emily Rella Naveen Jain is not your average entrepreneur or CEO. In fact, he’s not your average billionaire either. Sure, he’ll talk about his heavy-hitter friends on a first-name basis, like Bill and Jeff (it takes me a moment during our conversation to realize that the names in question are in fact Gates and Bezos), but…


A Step-by-Step Guide to Credit Card Churning

Christopher Luc, a Software Engineer at WhatsApp, collected 750,000 points and miles worth $11,000 by using credit cards in five years. He wrote the following step-by-step guide, hopes others can learn from his success. This is a guide on how to credit card churn effectively while minimizing the disruption to your personal life and finances. This guide…