Category: budgeting

Want to Reach an Overwhelming Goal? Try the Simple Trick That’s ‘Like the Navy Seals, but for Personal Growth.’

By Simon Lovell When running any kind of coaching or consulting program, focusing on results is critical. It’s what brings in new business, keeps clients happy and keeps us as coaches motivated to transform more lives. If there’s one thing that will cripple confidence, it’s lack of client results, so I want to share what’s been…


Most Student-Loan Borrowers Made No Payment During US Freeze

By Alex Tanzi From Bloomberg News A majority of borrowers who together hold about $400 billion in federal student debt made no payment on their loans in the pandemic era, taking full advantage of a freeze put in place at the onset of the COVID-19 crisis. Data from the Federal Reserve show that 60 percent…


This Teen Paid for College by Selling on Etsy. Here Are 5 Ways She Did It.

By Carly Okyle LeiLei Secor, 19 in 2015, lives in upstate New York but goes to college at the University of Virginia, which means she’s paying out-of-state tuition. Even with a scholarship, the cost of her education is high—around $40,000 a year. Though she hasn’t declared a major yet, she plans to apply to the school’s business program….


How to Save for Your Kid’s College Tuition If You’re Not Felicity Huffman or Lori Loughlin

By David Anderson The cost of a college education is higher than ever—just ask Felicity Huffman and Lori Loughlin. Those two celebrities are among the well-heeled parents caught up in a now-infamous “Operation Varsity Blues” college admissions scandal. You know what this is: The whole nation has been gobbling up news reports about the $25 million scheme for the…


Is a Trip to Disney Too Expensive or Complicated? Check out These 8 Alternatives

By Monica Fish Produced by Planner at Heart and syndicated by Wealth of Geeks. It’s supposed to be the happiest place on earth—and now that it’s reopened, most visitors agree. The ones that can afford it, that is. Has Walt’s vision of “some kind of family park where parents and children could have fun together,”…


Does Crypto Lending Affect Your Credit Score?

Although very popular and quickly becoming mainstream, cryptocurrency is something that still seems to confuse many people. Throw in a new financial system made up of FinTech companies that provide crypto loans and other crypto-related services. Then things start getting even more confusing, which is why all efforts to unravel this new technology are essential…


Enjoy the Summer, Maximize Your Music Festival Savings

Attendees of this year’s Coachella music festival have posted viral videos adding up their expenses from the weekend—with costs reaching the thousands for flights, hotels, food, drinks, outfits, and rideshares. Plus the ticket, which can start around $400 for a three-day pass to a popular festival like Lollapalooza or Coachella. Summer music festivals can be…


Student Loan Forgiveness Unlikely to Boost the Economy

By Don Lee From Los Angeles Times The Biden administration has been considering a plan to cancel at least $10,000 of federal student-loan debt. President Biden promised something of the sort during the 2020 presidential campaign. And with about 45 million current and former students carrying $1.76 trillion in debt, some sort of debt forgiveness is appealing both…


25 Amazing Summer Jobs for Teens and College Students

There are hundreds of job titles to choose from across dozens of industries—regardless of your age or stage of life. And this is even true for teens and college students. In an effort to make finding your first job easier for you, we’ve put together a list of 25 summer jobs you should consider. Moreover,…


Federal Student Loan Interest Rates Will Increase for the 2022-23 Academic Year

By Hanneh Bareham From Bankrate.com Federal student loan interest rates are set to rise for the 2022-23 academic year, following the U.S. Treasury Department’s 10-year note auction in May. The new rates will be 4.99 percent for undergraduate loans, 6.54 percent for graduate Direct Unsubsidized Loans, and 7.54 percent for PLUS loans. These rates will…