Category: budgeting

2 Quotes From Henry Ford and PT Barnum About Money

Henry Ford If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.— Henry Ford All of us have uttered the phrase, “Once I have money, I will …” And I can’t fault you…


The Worst Hidden Travel Fees and How to Avoid Them

With travel prices soaring, customers might be tempted to pick the cheapest base option they find. But the base price of airfare and hotels represents only a fraction of the total costs. A parade of add-on fees await any traveler trying to navigate the checkout process, ballooning the final price. Experts call it “drip pricing.”…


What Is the Secret to Amazon’s Huge Success? Jeff Bezos Credits Commitment to These 3 Principles

By Sonia Thompson In January 2020, Amazon crossed a $1 trillion market cap. Because of its behemoth size, it is no wonder entrepreneurs from around the globe keep a watchful eye on what Amazon does, trying to extract insights into what makes it so successful. The good news is its CEO Jeff Bezos has been very upfront about the…


5 Simple Ways to Improve Your Credit Score and Help Your Business

By Mark Abell Small business owners can significantly improve their chances of getting a loan approved by first taking steps to boost their personal credit score. The biggest factors that any bank looks at when deciding whether to approve a loan are the 5 Cs of credit: capital, collateral, conditions, cash flow, and creditworthiness. For young…


10 Practical Ways to Maximize Your After-Work Time

After‌ ‌work, you probably want a relaxing, stress-free night. And that makes sense. Planning activities like reading or meditating can help relieve stress when things get tough at work. In addition, you can use this time to expand your knowledge or develop your skills. Additionally, you can engage in new experiences or pursue a passion….



Will the Fed Cause a Recession by Raising Rates? Here’s What Experts Are Saying

By Sarah Foster From Bankrate.com High inflation comes with a heavy economic price, but so can the Federal Reserve’s attempts to get it under control. The Fed has a tried-and-true method for curing inflation: raising interest rates. But it’s a blunt instrument, with no room to fine-tune specific corners of the economy. Hiking borrowing costs…


Is ‘Learn Now, Pay Later’ Just Another Student Debt Trap

The “Buy Now, Pay Later” (BNLP) transaction is simple: Shoppers are offered an installment loan at the point of purchase, spreading the cost of the product across several payments. They’re often available without a credit check. BNLP financing has become a go-to payment method at most major retailers for everything from clothing and cosmetics to…


6 Pieces of Timeless Business Advice From Ford, Hamilton, Rockefeller, and More

By Hayden Field In the 2015 musical Hamilton, Alexander Hamilton is championed for furthering his career “by working a lot harder, by being a lot smarter, by being a self-starter.” In a 2016 episode of Saturday Night Live, Benjamin Franklin is featured as a fictional guest at the very first Thanksgiving. And in the 2018 Netflix…


Social Security and You: Reach in the Mailbag

I usually like to write columns centered on one particular Social Security topic. But every once in a while, I just like to reach into my email inbox and answer whatever questions I pull out of that online mailbag. Q: I am 82. My wife is 80. We both took our benefits at 66. I…