Category: budgeting

What Medicare Part A’s Belly-Up Date Means for You

At its current pace, Medicare’s Hospital Insurance trust fund will run out of money in 2028, according to the June 2022 Medicare trustees report. That’s a two-year extension on the previous estimate, but experts say it’s still not good news, and the government needs to stop twiddling its thumbs. Here’s what you should know. What…


The Secret Online World Trying to Exploit Your Accounts

It seems that every other week there is a news story about some company’s servers being hacked, exposing our personal information. The most egregious hacks are well publicized, like last year’s Equifax breach that exposed the personal information of virtually every American with a credit history. But our Social Security numbers are not the only thing…


Millennial: When Is It OK to Be Selfish With Money?

Amid rising inflation, interest rates and recession worries, money is getting tighter for many folks—and probably for you. Yet there may be charitable organizations you want to support, friends, or family asking for financial help and things you want to buy for yourself. It’s possible to do these things even on a limited budget. But…


Fall Cleaning Your Personal Finances

Fall is upon us. Halloween is just weeks away. While personal finances may not be top of mind, there is no better time than the fall to clean up your personal finances. Fall cleaning can be a fun, light option to keep your finances running smoothly and ensure you are on track for your goals. You wouldn’t drive…



Bad Debt vs Good Debt: A Useful Guide

In previous articles, I have used the terms “good debt” and “bad debt,” and the latter term undoubtedly has seemed like somewhat of an oxymoron to some. Getting into debt is considered a cardinal sin to many who give advice within the personal finance world. But, while some high-interest debt, such as credit cards, can…


A Simple 3-Step Budget That Can Change Your Life

Budgets are like training wheels: They help you get moving and offer you confidence as you learn how to balance. I wish I could come up with a better word than “budget” for managing money. While I’ve made peace with the word, it still conjures up synonyms like whip, drudgery and cruel master. Personally, I…


10 Ways to Overcome Ageism While Job Hunting During Retirement

It’s never too late to start a new job. It’s estimated that, on average, a typical American worker now has more than ten jobs over the course of their lifetime. But unfortunately, whether you’re inspired to enter a new field or want a new job after you retire, one of the biggest obstacles to re-entering the workforce can…


3 Ways to Fight Inflation and Win the Long Game

Inflation is scary. Groceries, gas, airfare, car purchases, utilities. In so many areas, your buying power is shrinking as prices continue to rise. Fear can make you want to do something—anything—to fight back. Thankfully, many of the best moves to counteract inflation align beautifully with time-tested money management practices. Here are three areas where smart…


From Broke to Billions: 5 Strategies These Billionaires Used to Get Rich

Article by R.L. Adams There are 2,043 billionaires in this world. Approximately one-quarter of them are from the United States. Millionaires? We boast roughly 16 million of them. Clearly, it’s hard to amass such a large fortune. In fact, when it comes to getting rich, a billion is an order of magnitude greater than a million. Millionaires seem to…