By Rivan V. Stinson From Kiplinger’s Personal Finance It’s a cliché, but it’s also true: Every cloud really does have a silver lining. That was hammered home for me after I was recently rear-ended in a car accident. I wasn’t hurt, but it was a frightening experience, and the amount of paperwork required in its aftermath…
Are You Making Mistakes While Trying to Get Out of Debt?
One of the best things you can do for yourself is to get out of debt. Besides feeling greater freedom without a constant financial burden hanging over your head, you also have the liberty to buy some things you have always wanted. Getting out of debt is not always easy, but it will be even…
5 Unexpected Expenses to Prepare for in Retirement
It’s no secret that retirement can be expensive. It’s why we spend (or should spend) most of our productive life planning and preparing for it so it doesn’t become a financial nightmare. But even with the best-laid plans, some unexpected expenses can pop up and throw a wrench in your budget. That’s when we think,…
How to Balance Competing Savings Goals
Saving money sounds straightforward—set cash aside for a future purpose—but in reality, people often face competing savings priorities. We want it all: the travel, the house, the flush savings account. So how do we figure out which savings goals to put first, especially when we’re working toward so many things at once? “You’re also still…
Careful! the Kids Are Watching
If you speak English in your home, your kids are not likely to come out speaking Italian. Kids learn through observation and imitation. And they don’t miss a thing. Children are shaped from the very beginning of life by the way their parents live. They are ever-attentive witnesses of grown-up behaviors. They take their cues…
The Open Secret of Costco Shopping: Costco Next
By Bob Niedt From Kiplinger’s Personal Finance Veteran Costco shoppers are familiar with the limited-run vendor roadshows for high-end (but heavily discounted) items like Vitamix or Traeger grills that liven up Costco warehouses, particularly on weekends. But Costco is employing a similar strategy in an out-of-the-way online portal of its website. It’s called Costco Next,…
7 Wealth Generation Strategies for an Inflationary Environment
Inflation is a global issue at the moment, and every country is dealing with the fallout from financial pressure with different levels of success. Individuals concerned with wealth generation are also scrambling to react to the circumstances. One way to stay a step ahead of inflation is by effectively building wealth. This can ameliorate monetary shortcomings…
Millennial Money: Get Kids Set to Invest With These Accounts
During my late teens, my mom handed me two worn, blue passport-size books with details of my custodial investment accounts. I had no clue what to do with them, but it didn’t matter, because the accounts were empty anyway. Perhaps for the best, because I’m almost certain my assets wouldn’t have stood a chance. I…
4 Non-Investment Questions to Ask an Advisor Before Retiring
Using a financial adviser for your investment needs is 100 percent on brand, but what about the other parts of your retirement life? For example, a third of people ages 64 and up have a financial adviser, but only 2 percent of them asked their adviser to help with their Medicare choices, according to a…
Is a Line of Credit Right for Your Business Recession Plan?
September 17, 2022
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More than 90 percent of small-business owners are worried about experiencing an economic recession over the next 12 months, according to a June 2022 Goldman Sachs survey. Because lenders tend to tighten their lending standards during recessions, small-business owners may be looking for ways to secure funds before access to credit is possibly reduced. One…
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