By Lisa Gerstner From Kiplinger’s Personal Finance For the children on your gift list this holiday season, you can buy the latest gadgets or fashions—items they may not even recall a year later. Or with $1,000, you can invest in the younger generation’s future with these three ideas that can have a much longer lasting…
How Shortcomings in Credit Scoring and Tax Processing Affect Consumers
There are nearly 50 million consumers in the United States without a firm credit score, leaving them financially fragile. Those same people are impacted by a massive IRS backlog of paper 1040s, leading to delayed tax returns. However, a few initiatives could help turn those circumstances around. Even if you generally feel well-to-do, it’s a…
Frugality on the Fun Meter of Life
I was not born with a natural bent toward frugality. Everything in me cries out to spend, acquire, spend, achieve, amass, spend, spend, spend! I am drawn to the extraordinary, the luxurious and the unique. I live with visions of grandeur and opulence. My fondest dreams include tailored clothing, domestic staffs, $600 silk bed sheets,…
Tax Laws That Sunset at Year-End 2025: Take Advantage Now
The Tax Cuts and Jobs Act (TCJA) tax law changes will sunset on Dec. 31, 2025. And although this may seem far off, it’s never too soon to plan. You and your accountant may be able to set up mechanisms now to avoid some of the higher taxes that are coming. But what exactly will…
Medicare Beneficiaries Get a Premium Price Break
By Elaine Silvestrini From Kiplinger’s Personal Finance Question: With inflation pushing up the price of just about everything, will Medicare Part B premiums also be rising for 2023? Answer: No. Medicare beneficiaries are getting a rare bit of good news as their Part B premiums and deductibles will tick down next year after the government…
Is Car Leasing Better Than Buying Your Next Car?
When it is time for you to get a new car, you may want to consider whether you should buy or lease it. Both choices have their benefits—and downsides. Knowing the facts can help you make a better decision. Benefits of Buying a Car Buying a car offers several advantages over leasing that might make…
How to Host a Fabulous Thanksgiving Dinner—Even in a Time of Inflation
You don’t have to spend an arm and a turkey leg to host a fabulous Thanksgiving dinner. Don’t be daunted by scary headlines; the MSM is in the business of keeping viewers watching and readers reading, so take them with a grain of salt. Remember, our grandmothers knew how to throw a meaningful holiday, even…
Protect What You’ve Earned: 7 Ways to Safeguard Your Financial Investments
Society has come under a unique amount of stress in recent years. So have plenty of financial investments. A pandemic created economic disruption around the globe. The “Great Resignation” put pressure on businesses—pressure that those companies have passed along to consumers in different ways. Ongoing inflation continues to aggravate income and increase expenses. War in…
Be Your Own Bank
Multimillionaires and their families are set up to be their own bank. They use their assets to loan and receive interest. They also use their assets to invest. What if you could do the same? Having the wherewithal to Be Your Own Bank would save you money and help grow your wealth. But not everyone…
Family Finances: Financial Perks for Service Members
By Sandra Block From Kiplinger’s Personal Finance Mike Hunsberger, former member of the U.S. Air Force and founder of Next Mission Financial Planning, in St. Charles, Missouri, breaks it down. Question: Faced with a tough labor market, military recruiters are offering potential recruits bonuses and incentives. What should a young person consider before joining the…
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