Just when Amazon finally settled its Federal Trade Commission (FTC) lawsuit over violating children’s privacy laws, the FTC has Amazon in its sights again. The FTC has announced two possible suits against the behemoth online retailer. Amazon is under fire by the FTC for “deceptive designs” to convince consumers to enroll in Prime. The FTC…
Get Headed Down a Debt-End Course
Facing your debts can be depressing for several reasons. First, all the stuff that caused the debt is not so wonderful and new as it used to be. And the interest rates … Yikes! But the worst, the all-time most horrible thing about facing debt is the realization that given the present rate of repayment,…
Eight Tips for a Road Trip
It’s road trip time! Holiday weekends almost demand you take to the road and explore. From national parks to amusement parks, America has much to offer vacationers. Planning a trip is nearly as fun as taking it. Although a road trip is fun, it does have its challenges. This is especially true if children are…
Leasing vs. Buying an Electric Vehicle
Owning a car is a no-brainer for most people. You shop around, look for financing, and then purchase it. It’s yours, and, as opposed to leasing, eventually, you won’t have a car payment. But if you’re interested in an electric vehicle (EV), buying may not be the best option. The 2022 Inflation Reduction Act may…
Will Switching Car Insurance Companies Give You a Better Deal?
Car insurance rates have changed considerably during the pandemic. It has made many drivers uncomfortable with their current car insurance company, causing them to switch insurers for a better price. One company, CarInsurance, reported that from 2020 to 2023, so far, the average cost of car insurance premiums had increased by 14 percent. In the…
Shopping on Social Media the Smart Way
When Ziwei Cong bought some sweatpants that caught her eye during a livestream shopping event on social media, she was disappointed when they arrived and didn’t fit well. “It’s very easy for me to become irrational during these kinds of shopping events,” says the assistant professor of marketing at Georgetown University’s McDonough School of Business….
Why You Should Check Your Credit Report Annually
Negative information in your credit report can be detrimental to your finances. This information can prevent you from buying a home or car. Because of this, monitoring your credit report is imperative. But where do you find your credit report, and how do you read it? If you find a problem, how can you fix…
Should You Financially Support Adult Kids?
Some parents will tell you firsthand there’s no expiration date on this raising kids gig. For some, that means they extend financial help to their kids into adulthood. When I was 21 and got into a master’s program at a college of my dreams, my mom swooped in to help me pay for my degree….
Has the Recession Already Started? May 2023 Edition
Inflation has been putting pressure on households across the country for over a year now. And while prices have started to decrease again, increasing consumers’ purchasing power in the process, inflation is not yet yesterday’s problem. As you map out your own household budget, it’s easy to spot the continued impact of higher prices. With…
The 6 Biggest Mistakes in Creating Multiple Income Streams
It’s likely that you have one primary source of income—just like most people. It’s fine to have a single source of income. It can, however, be dangerous as well. How would you cope if your primary source of income dried up, or your job was lost? That’s exactly what happened in the aftermath of the…
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