Category: budgeting

Health Care-Sharing Ministries as an Alternative

Death and taxes have always been givens. But another given is high insurance premiums. Health insurance premiums have risen 20 percent since 2017. This results in the average American family paying thousands in health insurance premiums per year. The Affordable Care Act is an alternative to some. But there are many families who earn above…


Black Friday and Cyber Monday: Make the Most of These Upcoming Marketing Schemes

I don’t know about you, but personally, I have a love-hate relationship with Black Friday and Cyber Monday. I mean, don’t get me wrong—it seems pretty great at first: belly full of stuffing, new fall trends on sale, Christmas shopping done early, decompressing after too much time with that one relative … But what’s wrong…


15 Best Side Hustles for Millennials

As the cost of living continues to rise and the job market remains uncertain, more and more people are turning to side hustles to make ends meet. In fact, according to a recent survey, 42 percent of Gen Z and 39 percent of millennials have a side hustle. While some side hustles are more traditional,…


The Busiest Days to Fly During the Winter Holidays

Most weeks of the year, Fridays are the busiest days to fly, and Tuesdays are the least busy. But during the holidays, that trend doesn’t necessarily hold true. In most years, the Sunday after Thanksgiving is actually the busiest travel day for U.S. airports, according to the Transportation Security Administration, which tracks the numbers of…


How to Stand Out to Small Business Investors

Has your dream always been to own a business? Perhaps you have an invention you can’t wait to get into the hands of the masses. Whatever the reason, if you’re seeking small-business investors, you’re competing against thousands of others trying to secure financing. How can you stand out from the crowd and show you have…


A Financial Lifeline for Women

By Janet Bodnar From Kiplinger’s Personal Finance We talked to Stacy Francis, CEO of Francis Financial and founder of Savvy Ladies (www.savvyladies.org), which educates women on how to take control of their finances, about money issues affecting women. Savvy Ladies also offers a financial helpline that matches women who have money-related questions with an adviser…


What Makes a Black Friday Deal Worth It?

Black Friday sales are everywhere. Judging by retailers’ advertisements stuffed with language like “must-have deals” and “can’t-miss epic finds,” you’d be led to believe that every deal is too good to pass up. But what actually makes a Black Friday deal worth pursuing? An item’s reduced price, availability and affordability are key elements. Here’s what…


10 Websites That Are 100% FREE; Start Making $100—$1,000 Today

Are you looking to bring in some extra money right now? With life getting more expensive daily due to soaring inflation, we’re all feeling the pain in our bank accounts. As tempting as it is to get frustrated by the rising prices, the best action that we can take right now is to focus on…


How to Negotiate a Better Salary

Asking for a bigger salary isn’t the most comfortable situation for most people. Whether you’re interviewing for that dream job or have been employed at the same place for years, this is true. But if you know your skills are worth more money, asking for it is perfectly acceptable. But despite what you bring to…


Sometimes You Gotta Bite the Bullet

In a recent poll at my Everyday Cheapskate website, I asked: What would you do with an unexpected windfall of $10,000? Responses ranged from saving every penny to giving all of it away to using it to get caught up on bills. This got me thinking: What fascinating answer would I get if I changed…