Category: budgeting

How to Take a Career Break

Back in 2016, Jamie Clark of Seattle was a software engineer who planned to take a year off of work to finish a master’s degree in computational linguistics. One year turned into three and a career change into financial planning. Nowadays, Clark, who uses they/them pronouns, believes the experience makes them a better advisor—particularly since…


Family Finances: More Workers Are Going out on Their Own

By Emma Patch From Kiplinger’s Personal Finance Lakshmi Balachandra, a professor of entrepreneurship and a fellow in the National Science Foundation’s Technology Innovation and Partnerships Directorate program, discusses the recent rush of newly minted entrepreneurs. Question: The pandemic unleashed a flurry of new entrepreneurs. If the economy goes into a recession, do you think that…


11 Ways Your eCommerce Company Can Fight Back Against Inflation

When it comes to protecting your eCommerce company from rising inflation, you have a few options. Try some of these techniques to beat back rising consumer prices and stay ahead of your competition. Consumer inflation may be hovering at 9.1 percent, which is its biggest hike in more than 40 years. That doesn’t mean that…


An Alternative to Buying a Car? Sharing One

By Katherine Reynolds Lewis From Kiplinger’s Personal Finance Buying a new or even used vehicle these days is expensive, but there’s a less expensive option: car sharing. Companies like Turo, Getaround and Zipcar are a twist on traditional rental car companies. These services let you find a car near your home, unlock it with an…


Millennial Money: How Stay-at-Home Spouses Can Build Credit

Spouses share a lot, but no matter your relationship status, your credit score belongs to you and you alone. Even if you’re 100 percent supported financially by your spouse or partner, establishing and building your own credit score is essential. It can benefit you both as you navigate financial decisions together. But should you divorce…


Going Out on Your Own? 4 Ways Finances Differ for the Self-Employed

There’s nothing like the fantasy of saying goodbye to your office job and hello to being your own boss. But if you’ve got entrepreneurship on your mind, it’s important to understand the whole picture of what it means to be self-employed, especially with regard to finances. Beyond the nearly limitless income potential comes complexities that,…


Why Booking Directly With Airlines Can Be More Expensive

Early in the pandemic, many travelers experienced headaches while trying to rebook air travel purchased through third parties such as Orbitz and Kayak. Overloaded customer service centers and constantly changing airline policies resulted in a big mess at these agencies, prompting many travelers to book directly through the airline to avoid future issues. Yet as…


10 User-Friendly Personal Finance Tech Tools

Personal finance is a complicated part of life. For example, you can’t just take your income, subtract expenses, and see what’s left. Sure, that’s where it starts. But countless additional, nuanced elements also factor into a healthy budget and effective wealth generation strategy. Consequently, it helps immeasurably to add at least a few personal finance…


Thanksgiving Travel Rush Is Back With Some New Habits

The Thanksgiving travel rush was back on this year, as people caught planes in numbers not seen in years, setting aside inflation concerns to reunite with loved ones and enjoy some normalcy after two holiday seasons marked by COVID-19 restrictions. Changing habits around work and play, however, might spread out the crowds and reduce the…


17 Ways to Make Extra Income While Working for Minimum Wage

In the current state of the world, it is nearly impossible to survive on a minimum wage salary. Even if you work 40 hours a week, you will likely land somewhere below the poverty line if you depend solely on your minimum wage job. Although disheartening, there are many ways you can supplement your income…